❄️Keeping You Informed | Under the Sun Newsletter

Happy Holidays!

We want to share PA Central happenings and make sure you're up to date on the products and services we offer. We added mobile wallet and contactless card capabilities this year, so be sure to check those out!

Feel free to reach out to us by phone or text. We will answer any of your questions.

Wishing you and your family health and happiness as we wrap up 2022!

❄️Coat Drive for

The Salvation Army

This year we are collecting new and gently used coats through the end of December for children and adults.

Last year, The Salvation Army in Lebanon distributed 400 coats to families in need. We want to top that number and spread some cheer this holiday season -- Please consider dropping off a coat to one of our branches.

Skip a loan payment* in November, December or January — use the funds for Holiday shopping, travel expenses or whatever you’d like!

You can fill in the e-sign document and submit skip-a-pay electronically or download a PDF version. You can fax, mail or drop off your form to any PA Central branch. Please note, your skip-a-pay will only be processed when the $35 fee is received. *Please call us to confirm that your loan type is eligible. Click here to review the Skip-A-Payment form.

Use our 9.90% APR* VISA Card and ditch the Big Bank high interest cards:

Zero liability fraud protection
No Annual Fee
No Balance Transfer Fee
Turn your card on/off and receive purchase alerts with free card controls
Contactless / Tap and Go!
Mobile Wallet enabled

*APR is annual percentage rate.

Your card will be ready in one business day! Personalize with your favorite photo -- for FREE.

Apply Today!

Holiday time is a prime time for scammers to catch you with your guard down.

It's a good time to brush up on tips for staying one step ahead of criminals intent on stealing your personal information and committing other crimes. Never provide your password over the phone or in response to any unsolicited requests. PA Central FCU will never call or email you to ask you for your password.

Here are three easy ways to protect yourself online:

Think Before You Click: If a link looks a little off, think before you click. It could be an attempt to get sensitive information or install malware.
Use Strong Passwords: Use passwords that are long, unique and randomly generated. Use password managers to generate and remember different, complex passwords for each of your accounts. A password manager will encrypt passwords, securing them for you.
Enable Multi-Factor Authentication (MFA): You need more than a password to protect your online accounts, and enabling MFA makes you significantly less likely to get hacked.

You can find more detailed information on these and other cybersecurity issues on our Fraud Prevention page.

Your Smartphone just got smarter!

No more fumbling and forgetting your card — Your mobile wallet is ready to use on your mobile device. It's fast, convenient and secure!

Mobile wallet payments are accepted at most merchants, in apps, and online. Your card number is never exposed, keeping your transactions safe.

Choose Apple Pay, Google Pay or Samsung Pay.

VISA Gift Cards available at PA Central Branches

Find the perfect one-of-a-kind holiday gift for every person on your list with a PA Central VISA gift card! Purchase Visa® gift cards in any amount from $10 - $1,000.

Visit our website to see designs available.

Contactless VISA Debit and Credit Cards Are Here!

If you'd like your contactless VISA Debit Card or Credit Card before your card is reissued, email us at visa@pacentralfcu.com.

Please include your last name, specify debit or credit, and last 4 digits of your card number.

Learn More ...

HELOC Financial Calculator!

In the market for a Home Equity Line of Credit? (HELOC)

Check out our HELOC calculator to help determine what your payments will be.

HELOC Calculator

High Dividend Checking - Are You Earning Interest Each Month?

If you have a checking account with PA Central you may be missing out on an opportunity to earn 2.02% APY each month. You'll AUTOMATICALLY earn interest each month you meet the qualifications.

Learn more about the High Dividend Checking Account by clicking here.

Interested in Leasing?

PA Central’s Auto Options Program puts you behind the wheel of your dream car. Auto Options offers the benefits of owning plus the affordability of leasing!

Call 717-564-4661 to speak with our Loan Department. We'll help you decide if Auto Options is for you!

“Leasing is quickly emerging as an important option for car buyers who are entering a vehicle sales market with constrained inventory and record high prices. We offer Auto Options as an affordable and flexible vehicle finance option similar to what leasing provides.”

- Mitch Lamoureux, Vice President, Lending

🚗 Shop for a car on AUTO LINK by make & model without leaving your couch! Do a quick search to see what's available and use our fair pricing tools to save when you find the car of your dreams.