June 22, 2021
Term Insurance Marketplace:
What to Do and Where to Go?
While Principal Financial has been a leading presence in the low-cost term insurance arena, their recent decision to exit routine retail sales to focus exclusively in the business marketplace has Advisors asking, “What’s next?”. Fortunately, at Underwriters Brokerage Service we have always offered a wealth of options.

Quality term insurance continues to be available with companies such as Banner, Lincoln, Protective, Prudential, Securian, Symetra, Pac Life and more. We initially recommend that you consider Symetra and Pac Life and will adjust any recommendations based on specific issues such as underwriting.
Why these Specific Recommendations?
Symetra: Just introduced their SwiftTerm program, which combines competitive pricing with a 25-minute approval process for qualifying applicants. For those that don’t qualify for SwiftTerm, they are automatically considered for Accelerated Underwriting and, if necessary, full underwriting.
Pac Life: With both Accelerated Underwriting and their unique Smooth Sailing program, along with a quality GUL conversion product and strong brand name recognition, is quickly becoming a carrier of choice.

Pac term is also now available using our Quick Submit Application (QSA).
Our Case Design Team can help direct you for any specific situation. Rely on our team for any questions or quotes, and thank you for your business.
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Contact our Case Design Team to discuss
Ideas and Opportunities
412-281-0600