Effective August 15, 2022 Muskegon Co-op FCU

changed our name to Route 31 Credit Union!

Our mission:

Route 31 Credit Union goes the extra mile to help members of our community achieve success through life’s financial twists and turns.

Find your path forward with Route 31 Credit Union

Watch our video below:

Route 31 Credit Union
Learn More at Route31CU.com

MEMBER TESTIMONIALS

We appreciate when our members give us a good review on Google or Facebook. If we have helped you in any way or you had a good experience with our credit union, please give us a good testimonial on Google or Facebook. We strive to provide the best service to our members. Here are some good reviews we have received:


"Route 31 CU has been around for 3 generations in my family. They have helped in hard

and happy times. I'll never go back to a bank. Thank you!" April R.


"Extremely helpful & professional! Did a very good job at explaining everything I

needed to know about loans/GAP insurance and got back to me in a very timely

manner! Will absolutely go here for all my banking needs again!" Connor G.


*The credit union always provides abundant information about all their services, quick

response time in answering questions and resolving issues for their customers. The staff

is always friendly." Brenda B.

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Give us a review on Google

ANNUAL MEETING

March 28, 2023

Credit Union Annual Meeting and Board Election Notice

The 2022 Credit Union Annual Meeting is scheduled for 5:30pm, March 28, 2023. This meeting will be held at our Terrace Street location, 715 Terrace St, Ste. 101, Muskegon, MI 49440. At this meeting, elections will be held for one Board of Director position. 


The Nominating Committee of the Credit Union has placed the following name on the ballot for a three-year term, which will expire in 2026.


Charles “Greg” Scott. Former Executive Director of Pioneer Resources. Member of the Board since 2020. Previously served on the Supervisory Committee from 2018-2020.


Additional nominations for Board positions may be made by submitting a petition signed by one percent of the membership. (One percent is currently 100 members.)  Members that are interested may request a sample petition from the credit union.


The election will not be held by ballot and there will be no nominations from the floor when there is only one nominee for each position to be filled. Each nominee by petition must submit a statement of qualifications and biographical data with their petition. The closing date for receipt of nominations by petition is February 28, 2023.


Submitted by Bill Abbott, Secretary of the Board of Directors.


Nominating Committee:    Bill Abbott, Chairman

                                              James Christiansen, Additional member

Traveling Abroad

Before you travel abroad you can purchase foreign currency at either Route 31 Credit Union location and when you return, sell it back for U.S. currency. Below are more details:

  • We can check the current exchange rate at any time, but it is subject to change.
  • Typically if an order for currency is placed by 4 pm EST, then the delivery arrives the next business day. However, currency orders should be placed at least 2 business days ahead of time in case bad weather delays shipments.
  • Be sure to ask the credit union to put a travel notice on your credit and debit card when traveling, so it is not flagged as suspicious.


Get to Know Our New Employees! 

Shay


Shay joins us as a teller at the Laketon location. Shay has worked in customer service in retail and food service. She has cash handling and inventory experience. As a Special Education Teacher's Assistant, she helped students with special needs. She graduated from Mona Shores High School.


Please join us in welcoming Shay!

Natalie


Natalie joins us as a teller at the Laketon location. Natalie has six years of customer service experience in retail and food service. As a head cashier and supervisor, she is proficient in cash handling, cash audits, coordinating staffing needs and training new hires.


Please join us in welcoming Natalie!

Route 31 CU wants to reward our members for saving more of their hard-earned money, and we can’t think of a better way than with more cash. When you participate in Save to Win, every time you make a savings deposit of just $25, you’ll be entered in the monthly and quarterly prize drawings – and best of all, it’s free


Winners! - 

James Berlin, Michelle Myers Berlin, & Cindy Green

Click Here for More Information

Closing Due to Bad Weather


Route 31 makes every effort to remain open to serve our members, but those of you who live in Michigan know that sometimes weather can make driving dangerous or impossible. For the safety of our members and staff there may be times that we need to close. If this is necessary, we will post the notification on our website and Facebook page.


IMPORTANT NOTICE

1099-INT Tax Form

The tax information that is being provided to the IRS will be reported on your December 2022 electronic account statement. No paper copy of the 1099-INT tax form will be mailed. Your tax information can be viewed after January 1, 2023, by accessing your December statement in It's Me 247 online banking.

Holiday Closings

Hours & Locations

Love My Credit Union Rewards

Route 31 CU | 231-726-4871 | route31cu.com

715 Terrace Street, Suite 101, Muskegon, MI 49440

& 1920 E. Laketon, Muskegon, MI 49442

NMLS #472323

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