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"A 1936 map of San Diego from the Home Owners' Loan Corporation, marking which neighborhoods it believed were at highest risk of mortgage default. Those determinations were heavily influenced by a neighborhoods' racial demographics and led to the term "redlining."
"That color coding is what led to the term, “redlining.”
Here’s how the federal agency described Logan Heights:
“Racial concentration of colored fraternity. Homes show only slight degree of pride of ownership and are on the average negligently maintained.”
"And La Jolla:
“Residents embrace nearly all types of professions and are all white. No threat of foreign infiltration. Homes are well maintained.”