June 2021
June 20th: Happy Father's Day!
We all want to show our dads that we care on Father’s Day. Many people panic and run straight for the ties. But unless your father is a necktie aficionado and you can land him the rarest of rare finds in men’s fashion, you may want to consider something else that shows how well you know and appreciate your dad... READ MORE.
Most credit cards offer tasty introductory discounts that trap you in long-term debt
Other credit card companies lure you in with short-term introductory rates that sound good, but run out quick and leave you with double-digit interest and high fees. 

Instead, choose a JMAFCU Visa Credit Card with a balance transfer rate as low as 5.40% APR* for the life of your transferred balance repayment.
*APR=Annual Percentage Rate. As of 3/1/2021, balance transfer rates range from 5.40% APR to 18% APR, are based on creditworthiness, and will be fixed for the life of the transferred balance and subject to a penalty rate. Offer only valid for balances transferred from non-JM Associates Federal Credit Union credit cards. Balance transfers are not eligible to earn rewards. The maximum total transfer amount is limited to your available credit line. If you transfer a balance with this offer, interest will be charged on purchases made with your credit card unless you pay the entire balance, including any transferred balances, in full each month by the payment due date. Limited time offer.

**Visa Gold and Visa Platinum cardholders: to participate in the balance transfer you must upgrade to a Visa Gold Rewards or Visa Platinum Rewards card which are variable rate cards. These rates are for balance transfers only. 
Ready to Hit the Road in a New Ride?
Let our low-rate auto loans help you put the stress of the past year in your rearview window! Rates as low as 1.99% APR*
*APR = Annual Percentage Rate. All loans subject to approval. Terms and conditions based on creditworthiness and an evaluation of each borrower’s credit file. Interest accrues at loan origination date. **1.99% APR includes a 0.40% Anniversary Special discount on our lowest qualified rate of 2.39% APR.
Card Fraud is on the Rise: 5 Ways to Avoid Becoming a Victim
Plastic cards provide great payment convenience, but along with great convenience also comes great responsibility. Keep your credit and debit cards safe... READ MORE.
Referring a Member Just Got Easier!
Have you shared the great benefits of a JMAFCU membership with your family and fellow JMFE associates yet? Well, if you have not, now is the time. We have just made it super easy to refer a member and receive a $40 credit to your JMAFCU account. All you need to do is refer an immediate family member or fellow JMFE associate to become a JMAFCU member with a qualifying account, then have them complete the refer-a-member form found here or visit us at www.jmafcu.org.
Complimentary Mortgage Review
From John Teweles, JMAFCU's Mortgage partner
Click below to schedule a mortgage review which we are offering by phone, or Zoom meeting so that our clients stay safe during this time.
Questions? Contact us today 855.438.6845 Capital Mortgage Funding I 17170 W. Twelve Mile Rd. Southfield, MI I (855) 438.6845
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Capital Mortgage Funding is powered by Fairway Independent Mortgage Corporation. NMLS#2289. Equal Housing Opportunity
JM Associates Federal Credit Union | 800-581-2256
Equal Housing Lender