BOA Grant

Delaware Community Reinvestment Action Council, Inc. (DCRAC) receives a grant from Bank of America to help with advancing minority homeownership in the City of Wilmington.

Wilmington, DE, October 5, 2022 – The Delaware Community Reinvestment Action Council (DCRAC), a local nonprofit organization dedicated to transforming financial lives, has received a $50,000 grant from Bank of America.

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Special Thank You To AARP DE

Thank you AARP DE for sponsoring the Fight Fraud webinar. Special thanks to our panelists Marion M. Quirk, Jon Bell, and Wendy Figueroa.

Credit & Collections Factiod

Collection Factoids From Credit & Collection News:

Approximately 30 million Americans have at least one debt in collection.
The Debt Collection Industry contacts consumers more than 1 BILLION times a year.
Collection Industry averages about20% recovery on delinquent debt.
National trends show debt collection is the most common civil court case.
1 in 5 adults is on some form of a payment plan to a provider to pay off medical debt.
The average debt per case in collection is $366!
Total outstanding consumer debt is over 2 TRILLION Dollars.
1 in 3 Americans (77 million!) with credit has at least 1 account in the collection!
The average monthly new car payment is $677. Up 15% from last year.
More than 20 million US Households are behind on their utility bills.
More than half of the items in the collection are from medical debt.
As of 2020, there were nearly 7,000 collection agencies in the US with annual revenues of about $13.4 billion.

Save Energy with DESEU

The Delaware Sustainable Energy Utility (DESEU) is a unique nonprofit organization created by the State of Delaware in 2007 to help residents and businesses save money through clean energy and efficiency.

The DESEU’s Energize Delaware initiative brings energy efficiency and renewable energy programs to homes, businesses, nonprofits, government facilities and schools. Learn more about the DESEU and find an Energize Delaware program to fit your needs at: www.EnergizeDelaware.org.

Attend Workshop

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Money School, Credit Union & You

On Wednesday, October 19 from 6:00 PM - 7:00 PM, there will be another Home Buyer's Seminar which will be hosted by volunteer Harriet Stokes.

The Seminar is designed to give you an overview of the Home Buying Process such as How To Get Started, What To Expect At Closing, and More. Sign up for free!

Check Out More Upcoming Classes

Stepping Stones Community FCU is offering Windows 10 touchscreen laptops or a Windows 10 full desktop with a monitor, mouse & keyboard for free. You can get more details about them by clicking Here.

They also offer low-cost internet through Comcast. For more information, call 302-298-3253.

Learn More About SSCFCU

Celebrate CRA 2022

Coming soon!

Be on the lookout for our virtual presentation which will go live on October 13th. More information to come next week.

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DCRAC provides all services at low or no cost without regard to race, color, national origin, religion, gender, familial status, disability, age, creed, source of income, marital status, or sexual orientation. Please contact us for accommodation requests.