Your Life. Your Needs. Your Plan.
Greetings!

Hoping this finds you well.

"Nicole" called me a couple of weeks ago with some good news. She was getting a very large bonus from her employer. The not so good news? This bonus is subject to ordinary income taxes.

Check out this week's blog below to learn how we might be able to soften the blow a bit.

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
Independent. Fee-only. Fiduciaries
Are Donor-Advised Funds Right For You? 4 Key Tax Advantages
I'll break down what you need to know regarding donor-advised funds and the potential tax advantages of utilizing one. 
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Women in Transition
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
Are There Risks and Benefits of Energy Drinks?

Red Bull, Monster, and Rockstar brand energy drinks are put to the test.
Should you live for your resume...or your eulogy?
Within each of us are two selves, suggests David Brooks in this meditative short talk: the self who craves success, who builds a résumé, and the self who seeks connection, community, love -- the values that make for a great eulogy.
A Daring Rescue Highlights Giraffes’ Silent Extinction

For the past several months, a daring and unprecedented rescue mission has been underway in western Kenya.
What The Tooth Fairy Tells Us About The Rising Cost Of Parenting
How much should the tooth fairy leave? It's an eternal struggle of parenting, but it's also an overlooked economic indicator.
Instinct

Instinct is made up of the innate behaviors built into our biological hardwiring. All living beings have it.
Recipe of the Week

Vegan Spaghetti Marinara with Lentil Balls
Quote of the Week
"Feel what you need to feel and then let it go. Do not let it consume you."

- Dhiman
120 Wells Avenue, Newton, Massachusetts, 02459 | 617-630-4978 | 800-224-0132
Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally and internationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
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