Contact us
Instagram  LinkedIn  Twitter  YouTube

Why is no one talking about this trend?

In recent years, the un-retirement rate of the US has dramatically increased (and it’s still climbing)!


Over the next decade, the number of employees ages 75 and up is expected to rise by 96% (according to the Labor Stats) with many returning to an unrecognizable workforce.


What’s it all mean? 


PEOPLE aren’t retiring. Although they may have funded retirement accounts and DESPITE working full-time jobs and doing what they were “supposed to do.” 


The markets today are punishing traditional retirement plans. Most economists expect taxation to continue to keep retirement income on the ropes. So you are learning that investment assets alone won't secure your retirement, securing enough income will.


Contact us to learn how you can get less risk with an increased return from your portfolio.


Those making bets have predicted that the cost-of-living adjustment (COLA) for Social Security recipients in 2023 may set a 40-year record as inflation continues to drive up prices of food, clothing, fuel, rent and other living expenses. COLAs have been low for years until now.


FYI - The Social Security benefit COLA is based on the percentage change in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) between the third quarter of last year and the third quarter of this year (which ended Sept. 30). The U.S. Bureau of Labor Statistics announces monthly inflation index figures.


Is your COLA competing adequately with REAL inflation?


There’s no guarantee that Social Security benefits will be enriched with a COLA. It all depends on how inflation is tracking. In 2009, 2010, and 2015, there was no adjustment. However, it was 5.9% last year, the highest since 1982.


COLAs can help your benefits keep up with rising inflation, but what is your Social Security benefit really?


It's a guaranteed paycheck for the rest of your life! Have you calculated your benefits to see if those checks will cover your basic living expenses like food, rent, utilities, and any other basic living expenses? 


What about discretionary spending like travel or other retirement activities?


Don't wait for your expenses to outpace your income, let's look into those numbers and plan for any shortfalls so you, or your more senior loved ones can actually retire HAPPY!


Contact us by tapping on the "Appointment Button" below.

Schedule an Appointment
Tap Here to Build Your Asset Map

Financial Planning | Asset Map | Goals | Retirement

Like many businesses today, the financial services business is rapidly evolving. So, let us share with you how we are evolving as well. We provide holistic planning, with a goals based approach, however the challenge today we find is that many of our clients don't have time or interest in reading a 60-page analysis of their financial condition.

Read More
Get a 5 minute Life Insurance Quote
Contact us

Arlington Insurance Planning Services LLC | FL (954) 799-5501 | NY (646) 580-5189 | www.aipsny.com

Instagram  LinkedIn  Twitter  YouTube