Binghamton Regional SBDC Director Rochelle Layman and SBDC Advisor David Patz will review the recently announced New York Forward Loan Fund.
New York Forward Loan Fund (NYFLF) is a new economic recovery loan program aimed at supporting New York State small businesses, nonprofits and small landlords as they reopen after the COVID-19 outbreak and NYS on PAUSE.
NYFLF targets the state’s small businesses with 20 or fewer full-time equivalent (FTE) employees (90% of all businesses), nonprofits and small landlords that have seen a loss of rental income.
Please submit questions during the registration process.
Tuesday, June 1, 12:00pm
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SBA Releases PPPL Forgiveness Application
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The U.S. Small Business Administration, in consultation with the U.S Department of the Treasury, released the Paycheck Protection Program (PPP) Loan Forgiveness Application and detailed instructions for the application.
The form and instructions inform borrowers how to apply for forgiveness of their PPP loans, consistent with the Coronavirus Aid, Relief, and Economic Security Act (CARES Act). SBA will also soon issue regulations and guidance to further assist borrowers as they complete their applications, and to provide lenders with guidance on their responsibilities.
The form and instructions include several measures to reduce compliance burdens and simplify the process for borrowers, including:
- Options for borrowers to calculate payroll costs using an “alternative payroll covered period” that aligns with borrowers’ regular payroll cycles
- Flexibility to include eligible payroll and non-payroll expenses paid or incurred during the eight-week period after receiving their PPP loan
- Step-by-step instructions on how to perform the calculations required by the CARES Act to confirm eligibility for loan forgiveness
- Borrower-friendly implementation of statutory exemptions from loan forgiveness reduction based on rehiring by June 30
- Addition of a new exemption from the loan forgiveness reduction for borrowers who have made a good-faith, written offer to rehire workers that was declined.
Click here
to view the application and instructions.
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Phase Two Guidelines Released
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As of this writing on May 29, it appears that Delaware County has entered Phase Two of our economic re-opening!
(A big THANK YOU to our friends at SBDC for the following information.)
The Phase 2 guidelines apply to non-essential businesses in regions that are permitted to reopen, essential businesses throughout the state that were previously permitted to remain open, and commercial and recreational activities that have been permitted to operate statewide with restrictions. If guidance has not yet been published for your specific industry, but you are permitted to reopen, please refer to the
NY Forward Safety Plan template
.
Pursuant to the Governor’s Executive Orders, the following businesses remain closed:
- Malls; specifically, any indoor common portions of retail shopping malls with 100,000 or more square feet of retail space available for lease; however, any stores located within shopping malls, which have their own external entrances open to the public, separate from the general mall entrance (e.g. strip malls), may open;
- Dine-in and on-premise restaurant or bar service, excluding take-out or delivery for off-premise consumption;
- Large gathering/event venues, including but not limited to establishments that host concerts, conferences, or other in-person performances or presentations in front of an in-person audience;
- Gyms, fitness centers, and exercise classes, except for remote or streaming services;
- Video lottery and casino gaming facilities;
- Movie theaters, except drive-ins; and
- Places of public amusement, whether indoors or outdoors, including but not limited to, locations with amusement rides, carnivals, amusement parks, water parks, aquariums, zoos, arcades, fairs, children’s play centers, funplexes, theme parks, bowling alleys, family and children’s attractions.
For help determining whether or not your business is eligible to reopen, use the reopen lookup tool
HERE
Guidance for Phase 2 Include:
Business Owners must read the detailed guidelines and provide their digital signature affirming that they have read and understand the document.
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Face Masks and Hand Sanitizer Available
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Face masks and hand sanitizer are available at no cost for use at businesses and non-profit organizations, through donations by Delaware County Electric Cooperative and Rotary International.
Items will be distributed by Delaware County Emergency Services at the County Public Safety Building, 280 Phoebe Lane, Delhi, Mondays through Fridays, from 9:00 am to 3:00 pm.
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Get Latest Reopening Information from New York State
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Prepare for the phased reopening of our economy.
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Listen to Crisis Management and Recovery Workshop Recording
GrowthWheel for Crisis Management is a tool designed to help you make good and helpful decisions during a crisis. These tools encourage you to identify personal challenges, look for financial warning signals, and establish a solution plan. It includes decision sheets specifically designed to improve the operational aspect of the crisis.
Chamber member GrowthWheel is a worldwide recognized visual tool to help entrepreneurs make decisions and take action.
All webinar participants will receive 20 one-page worksheets at no cost for your use. Additionally, we have created a team of trained volunteers who have offered to guide you through the worksheets to find the ones that are most useful to your business.
This workshop is for business owners and managers, and will help guide participants through how make the best decisions in business during these stressful times.
Register to receive a copy of the recording
here.
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Bold Gold Media Offering Matching Advertising to Chamber Members
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Bold Gold Media Group, broadcasting at Thunder 104.5FM in Hancock, is matching dollar-for-dollar advertising from businesses affected by the crisis. Call Dawn Ciorciari, General Manager at 845-794-9898 x301.
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FREE Workforce Training Available
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CDO Workforce
has made Metrix Learning® available to all unemployed and underemployed residents of Chenango, Delaware, Herkimer, Madison, Oneida, and Otsego counties. Metrix Learning® is a comprehensive platform that delivers career exploration tools, career pathways, job search tools, assessments, and online skill training. Customers will have the ability to virtually register, update job skills via e-learning courses, track their progress (e.g. course completions, hours, skill badges, etc.) and explore careers.
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SUNY Delhi
is offering 10 free non-credit classes through the online education platform Ed2Go. These are available from April 29 - June 30, 2020. Topics include website development, customer service, marketing, personal finance, fundamentals of supervision and management, job search skills, and individual excellence. Each class is a self-paced tutorial with 24 hours' worth of content that you can complete on your own time. Classes are for personal/professional development and cannot be applied toward a SUNY Delhi degree.
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Partnering with our friends at the MARK Project and our local chambers of commerce throughout Delaware County, we’re helping connect restaurants, farm stores and stands, beverage producers, bottle shops, and general stores with customers at
SisBoomYum.com
.
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Tips, Techniques and Exercises for Stress Relief and Self Care
The Chamber has partnered with Maia Wilde of
Maia Wilde Consulting
in Treadwell to provide stress relief tips and techniques for use in a business setting or at home.
This three part video takes you through a variety of poses, exercises and planning tips created to release tension from the body and the mind and help us navigate the uncertainties we are facing due to the Covid-19 pandemic.
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The New York State Office of Mental Health Emotional Support Helpline provides free and confidential support, helping callers experiencing increased anxiety due to the coronavirus emergency. The Helpline is staffed by volunteers, including mental health professionals, who have received training in crisis counseling. Call
1-844-863-9314.
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The Chamber has partnered with New Haven Consulting Group, Inc. to provide our members with an online
“Preventing Sexual Harassment"
workshop that meets the requirements of the new law.
This program is available at a Chamber-member reduced price of $20 per participant.
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FREE WORKSHOPS
Our partners at New Haven Consulting Group are also offering two FREE online workshops:
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FREE (Virtual) One-on-One Business Counseling Sessions
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The Small Business Development Center (SBDC) is offering FREE comprehensive programming to provide management and technical assistance to small businesses in Delaware County!
Specializing in direct one-to-one counseling, the SBDC offers assistance in the following business areas:
- Start-up assistance
- Business Plan Development
- Accounting and Financial Projections
- Sources of Financing
- Marketing
- Business Expansion
- Relocation and Agribusiness
There is no cost for the counseling services of the SBDC.
Reservations are required for the one hour appointments. To make your reservation for
Tuesday, June 30 (10:30 a.m., 11:30 a.m., 1:30 p.m. or 2:30 p.m.) email us at info@delawarecounty.org.
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The Delaware County Chamber is a private, non-governmental, not-for-profit membership organization. We believe that healthy communities begin with healthy businesses. By focusing on key areas–community and economic development, advocacy, tourism promotion, and business engagement–we partner with municipal leaders, community organizations, and local companies to present a unified voice of business for the improvement of our communities.
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5 1/2 Main Street
Delhi, New York 13753
Give Us A Call: 607.746.2281
DelawareCounty.org
GreatWesternCatskills.com
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