WV Central

September 2022

Mike's Article

Your credit union, WV Central, continues to grow in the number of members and in our financial strength. With this strong growth, WV Central continues to provide top of market rates to our members so to support you in your financial lives. We are very pleased that we have been able to provide high dividend rates, low loan rates and low fees during a time where many of members have suffered through the effects of COVID and most recently the economy and inflation. 

Today, WV Central is positioned to look for additional growth so that we can continue to support our membership and our communities in an excellent manner. During the month of September, we are looking for new deposits into the credit union. 

To entice new deposits we are offering a 15 month certificate with an APY of 2.50%. To take advantage of this certificate, you must bring in dollars not already on deposit at the credit union. We intend to run this for the full month but may end it sooner depending on the amount of deposits received so please do not wait to purchase a certificate and to benefit from this excellent rate. 

While offering a strong rate for new deposits is needed at times, we do not want to forget about the members that may not have new dollars to bring to the credit union. In many cases, that is due to all of our investable dollars are already at WV Central. We will not forget about any of our members as we will be offering special rates in October to celebrate International Credit Union Day. We will be thanking our members in October by increasing a new certificate offering by a set number of percentage points times the number of years of membership. We will be also reducing new loan rates (some loan types are excluded) using the same method. We will be announcing more specifics about our October offerings in the very near future.

Now is definitely the time to work with the credit union to improve your financial position. A recent study showed that 61% of Americans surveyed stated that they are living from paycheck to paycheck. While WV Central can not solve all financial woes, we can work with you to improve your financial conditions. We are helping a number of members by financing loans that they have at other lenders into WV Central and saving them significant money. So far in 2022, we have saved our members $1 Million dollars in loan payments and each of those dollars goes right into the pockets of those members to help them meet day to day cost of living.

We’re Here To Help – please allow us to see if we can help you!

For a Limited Time! 

Get an awesome rate on your savings with a new 15 Month Certificate of Deposit for 2.50% APY*! 

Certificate of Deposits (CD's) allow you to save and earn more. Plus, you always know what to expect from your hard earned savings by locking in a great rate!

*Annual Percentage Yield, Terms and Conditions Apply, new money only, Limited Time Offer

Ornament Contest Winner

Congratulations to Sierra McGee on winning this years ornament contest! 

International Credit Union (ICU) Day® celebrates the spirit of the global credit union movement. The day is recognized to reflect upon the credit union movement's history, promote its achievements, recognize hard work and share member experiences. International Credit Union (ICU) Day® has been celebrated since 1948.

The ultimate goal is to raise awareness about the tremendous work that credit unions are doing around the world and give members the opportunity to get more engaged. 

This year's theme is Empower your financial future with a credit union.

WV Central sets aside funds to support the community through charitable donations and this year we're here to help you empower your organizations in the communities we serve.  

If your organization is in need of funding, complete the form below and let us know how we can help your organization. We will try to help as many organizations as possible!

Applications will be accepted through October 3, 2022. 

Credit Score is here! You now have instant access to your credit score, report, personalized money saving offers and financial education tips on how to improve your score or maintain an already great score. It’s built right into our easy-to use mobile app, so you don’t need a new login! Plus, It’s FREE. Try it today. 

Children's Miracle Network Raffle

Come to any WV Central location to purchase your raffle ticket to win this 2022 Polaris 150!

All proceeds benefit WVU Children's Hospital!

Tickets are:

1 for $10.00

3 for $25.00

Hurshel Skinner' Story

My Credit Union experience started in 1968 as a member of Public Debt Federal Credit Union, moving on to Matcom Federal Credit Union in 1986 at Edgewood, MD, and back to West Virginia Central in 1994 when I retired. West Virginia Central is like family to us, we have used almost every service they have to offer, the staff is very professional, and always has a smile and a hello. I love the locations, and use all of them. We wouldn't do our banking anywhere else.

Share your story!

Tell us how we've helped you!

At the end of the quarter we will do a drawing and you could win cash!

Save Time By Scheduling Your Next Branch Visit

We know your time is valuable. With our online appointment scheduling, it's easy to stop by one of our branch locations at a time that works best for you.

Our friendly member services team is ready to serve you when you need them.

Never forget your appointment with our confirmation e-mails. You can also reschedule your appointment if necessary.

Appointments are required for all account and loan services.

Appointments are not required for teller transactions.

Need financial planning assistance?

Call Andy at Commonwealth to discuss investing and retirement for your financial future! 304-422-3531

Do you have the WV Central App?