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{If you don't see images, click here to view as Webpage.}
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Brush Up On iGO?
Click
HERE
for short video on using this tool.
It's on our
website
under New Business.
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View our current annuity rates
at the bottom of this email. Click
HERE for the
Annuity Hot List.
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We're Still Here, But Moving!
As we mentioned previously, GPAgency is moving!
On
April 27th,
we will be working from our new location at
7000 Six Forks Rd, Suite 103
. Our phone numbers, email addresses, and P.O. Box will remain the same.
While the statewide "stay-home" order is in place, we will not be accepting outside visitors, but are available by phone, email, or video conferencing. If you need to drop off something, please contact us when you arrive; we’ll arrange “curbside” pick up.
We have slightly modified our hours during this period: our office is open 8:30 am to 5:00 pm Monday – Thursday; 8:30 am – 3:00 pm on Friday.
Thank you for your support as we work together to meet this challenge!
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FREE Online CE:
Nationwide
1 CE per class
All courses are 3:00 pm to 4:00 pm Eastern.
Click on links for details & registration.
Click
HERE
for program details.
North Carolina & South Carolina
California, Kentucky, Michigan, North Carolina, Ohio, South Dakota, Virginia & Washington
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Free Online CE:
The Standard & GPAgency
2 CEs
Basic Concepts
on Group Long-Term
Disability Coverage
(North Carolina only)
Date/Time:
May 6th, 11:30 am
to 1:45 pm, Eastern
Instructor:
Mike Iafrate Employee Benefits Consultant, The Standard
_____________________
North Carolina's
May 31st C.E.
deadline has been extended to June 30th
Note:
Use coupon code
bundle
(35% off, minimum 6 hours)
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Valuable Webinars
Sagicor:
Selling to retirees in times of social distancing.
April 22, noon, EDT.
Equitable:
7 things you need
to know about the
CARES Act 2020
.
April 22, 3 pm
- 4 pm. ET
OR
April 23, 11 am
- 12 pm. ET
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OneAmerica Annuity Care II
On April 25
th
, OneAmerica will be making two key changes to the Continuation of Benefit (COB) options on its Annuity Care II product.
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Temporary UW Changes
As of
Monday, April 13, 2020,
the following updates will apply to all pending and new submissions of Lincoln individual life insurance policies, including Lincoln
MoneyGuard
®.
All cases meeting the following criteria will be postponed:
• Ages 65 and under, rated Table 5 and higher
• Ages 66-79, rated Table 3 and higher
• Ages 80-85, all classes
PLEASE NOTE:
These changes are temporary, subject to change, and will override any underwriting guidelines currently published in Lincoln’s marketing or reference material.
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Underwriting & Non-Medical Guidelines
On April 8, 2020, Transamerica offered more options for clients who cannot complete paramed exam requirements. This includes non-medical options up to $1,000,000 and additional choices to satisfy medical requirements up to $2,000,000.
Matching Juvenile Face Amounts of $1 Million
Clients can secure matching juvenile life insurance in face amounts of up to $1 million through the Transamerica Financial Foundation IUL
®
. That means parents are no longer required to carry twice as much coverage as their kids.
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ASIA Plus is now a Flexible Premium Fixed Deferred Indexed Annuity
Highlights
- New renewal premium and commission options.
- New uncapped indexed crediting strategy.
- More flexible LIR options for surviving spouses.
- Same highly competitive Lifetime Income Rider.
- New training required. Learn More.
(All American National producers are required to complete its product-specific annuity training prior to soliciting the sale of a particular annuity product.)
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Uncover Sales
Opportunities with Equitable's 1040 Overlay
Reviewing your client's tax return can be an effective way to identify financial protection needs — needs that we may help fulfill.
The Equitable 1040 Overlay approach has consistently been an easy-to-use and sensible tool to uncover planning opportunities with clients.
Click
HERE
for links and information on what to look for when examining tax returns, next steps and planning options.
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Instant Decision for Term Life Express and Living Promise Whole Life Insurance
Mutual of Omaha's
application process for these products is simple – no medical exam and only a few health questions. When you complete the application using their e-Application, you will receive an underwriting decision in seconds. Learn More:
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SOCIAL MEDIA
Over 100 Posts!
Great time to "up" your social presence.
Click on green Social Media button.
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Smart solution for this climate
Accelerated Underwriting!
Before COVID-19 happened upon the scene, the industry was already rapidly moving toward accelerated underwriting, which heavily depends on technology and big data. The current environment has further "accelerated" this initiative.
In most cases, Accelerated Underwriting is 100% digital, with no face-to-face meetings, and even policy eDelivery. Some insurers are even accepting smartphone photos of signatures.
For many carriers, medical exams and fluids aren’t required, but face amounts and issue ages may be limited and some individuals may not qualify.
Full medical underwriting is still a possibility, but there may be delays in administering exams and completing the underwriting process. Plus, clients may not be comfortable with this option at this time.
Click
HERE
for our list of carriers that offer Accelerated Underwriting.
It’s a general outline and is continuously changing, usually for the better. If you have any questions, feel free to contact our office
(800) 283-8376.
This document will be
continuously updated and can be found on our website: Producer Portal > Forms>
GPA Resources.
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