• Smoke Cert suspended inspections information during Covid-19
• Smoke Cert Affidavit Form for use during Covid-19 

• Prohibits landlords, sheriffs, court officers, and their agents from physically removing any lessee, tenant, homeowner or other person from a residential property as the result of an eviction or foreclosure proceeding;
• Permits the initiation and continuation of eviction and foreclosure proceedings but prohibits the enforcement of judgments for possession, warrants of removal, and writs of possession, unless permitted by a court "in the interest of justice";
• Maintains any schedule of rent that is due. "Residential property" is defined as "any property rented or owned for residential purposes, including, but not limited to, any house, building, mobile home or land in a mobile home park, or tenement leased for residential purposes" but does not include hotels, motels, or other guest houses, or part thereof, rented to transient guests or seasonal tenants, or residential health care facilities.

• What's Happening Now? To help provide you with the information you need, Bright has launched a new report to give you real-time data from the Bright footprint. These reports will be posted as they are released. To access the latest report, click here.
• COVID-19 Page has been extremely well-received by members. In particular, the enhanced leeway for virtual showings was greatly appreciated from the marketplace - especially in response to restrictions on eternal business operations in places like Pennsylvania. You can access the Bright MLS COVID-19 page here.

• The Fannie Mae and Freddie Mac (e.g. the GSEs), FHA, VA, Rural, and RHS are all providing 60-day forbearance to those who request it from their servicer. The same entities have imposed a moratorium on foreclosures and evictions for the next 60 days.
• The GSEs have also waived fees and will add the missed payments onto the end, as you suggest. Some large banks have discussed forbearance as well; if your loan is backed by a private bank, you should reach out to them, or your servicer. Banks and servicers will need help. Widespread forbearance has never happened before. This means that the servicer/bank will need to keep extending the payments to investors even if they do not receive payments from homeowners. This obligation will quickly drain their reserves, eliminating their ability to make new mortgages or business loans. As a result, the Federal Reserve, Treasury, Ginnie Mae, or GSEs need to step in and provide short-term, zero-interest loans to these banks/servicers so that they can keep paying investors while consumers do not pay. Otherwise, it will deepen the economic pain dramatically. We have been actively discussing this issue with our partners on the Hill, regulators, Fannie Mae, and Freddie Mac, as well as the other housing trade groups since the crisis began. We will continue to work with them to share information and coordinate responses. 
• In the last two weeks, NAR has been communicating regularly with the CFPB, HUD, FHFA, White House, as well as Fannie Mae and Freddie Mac and, of course, with Congress sharing Realtors' concerns about the market and how deals are being impacted.
• NAR is working with the appraisal community to find a solution to appraiser shortages.
• Fannie Mae and Freddie Mac are considering allowing more auto-appraisals than usual to address the appraisal issues. This will not be a solution in every community, but it may help to clear the extra refinance volume so that lenders can focus on purchases and rates can ease.
• The CFPB and others have been made aware of the impact of shuttering local government offices.
• The Federal Reserve has actively intervened in the mortgage market to buy mortgages directly and drive rates down. This began yesterday, and rates eased by late afternoon.
• NAR is working on expanding remote notarization so that more work can be done without interaction.
• NAR has recommended that regulators suspend certain regulatory actions for the time being to focus on a response to COVID-19.