Welcome to our May, 2021 Newsletter! We have gotten some great feedback about this newsletter, so pass it on to a friend or family member!
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Who Helps When You Have Been Scammed Financially? |
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We will discuss some of the most effective actions consumers can take to protect themselves from fraud and scammers in today’s global economy. We’ll also look at some of the laws and protections in place that keep consumers safe from predatory practices – know that an experienced consumer protection lawyer is always available to help you defend yourself against predatory acts.
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Peter Holland speaks in the video above about judgments and the consumer not being served notice of a lawsuit properly.
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I just found out there is a judgment against me, but I was never served with the lawsuit. What should I do?
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Did You Know There are More Than the Three Credit Reporting Agencies?
Emanwel Turnbull Drills Down on the Other Smaller Agencies that can Impact your Credit.
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DIDN'T GET YOUR FIRST OR SECOND STIMULUS PAYMENTS?
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Filing your 2020 taxes may help you get the first two stimulus payments if you haven't received them yet as part of the Rebate Recovery Credit. Filing will give the IRS your address and banking information so they can send out the payments to you if you qualify. The tax filing deadline and the deadline for asking for an extension has been extended to May 17, 2021.
Here is a guide from the Consumer Finance Protection Bureau if you have troubling receiving any of the stimulus payments. The last round of Economic Impact Payments (EIP) began in March 2021:
- $1400 per eligible individual;
- $2,800 for married joint filers;
- Additional $1,400 for each dependent of all ages, including children under 19, college-age students, and adults with disabilities.
Total payment phases out between following income levels:
- $75,000-$80,000 singles;
- $112,500-$120,000 heads of households;
- $150,000-$160,000 married filing jointly.
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HOLLAND LAW FIRM JOINS
ADOPT-A-STOP BUS SHELTER
PROGRAM IN ANNAPOLIS
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"It is important to make bus shelters safe and welcoming and ADOT has done such a great job. This program gives us a chance to give back to our community in a direct and impactful way by making our adopted stop cleaner and brighter," said Peter Holland. Members in South Forest Business Alliance (SOFO) ha ve joined this program and we hope more businesses and organizations will also be a part of it. Much thanks to Mr. Moore who also designed the sign with our HLF logo that is featured on the bus stop.
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Pat Rodowsky helping make our HLF adopted stop Shine! |
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Peter Holland and Pat Rodowsky making sure it is clean from top to bottom. |
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Casey Santora aids the team effort. |
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TESLA DOUBLE CHARGING:$71,000 INSTEAD OF $31,000 IN SOME CASES |
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Tesla owners were being charged up to twice the amount by TESLA for their eagerly awaited purchase. When some consumers asked TESLA about the mistake: they were told to speak to their bank about the transaction.
"It was so difficult to contact anyone from Tesla," said Christopher Lee one of the affected buyers. "I just lost $56,000 and you're going to make me wait without telling me more information and what to do? C'mon." The most recent update on the double charging for new purchases at TESLA has at least five people that have been refunded the money by April 1 - about a week after their cash purchase.
What needs to happen when you are double charged for an item which seems to be happening more frequently with e-commerce? Ask the merchant to reverse or refund the money. If that doesn't work, you can call your bank but that might take longer and you might be hit with huge amount of overdraft fees. If the bank doesn't refund or take the charge off, you should consult a consumer rights attorney.
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DAVID C. HOLLAND, ESQ LAUNCHES A NEW WEBSITE FOR HIS CANNABIS LEGAL PRACTICE |
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David Holland, expert Cannabis Lawyer, recently launched his new website, Law Offices of David Clifford Holland. David has extensive background in civil and criminal litigation and was legal counsel to High Times magazine for 12 years. He is licensed to practice in New York, Maryland and New Jersey.
Upcoming
David's expertise in the cannabis industry has gotten yet another honor: he will be a featured speaker at the Federal Bar Association June 4, 2021. David will be discussing topics such as the history of cannabis law, the U.S. Constitution and the supremacy of federal law, and the future of cannabis under federal law.
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DO YOU NEED A HOA ATTORNEY? |
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These are the top four reasons clients have contacted HLF who wanted to hire an HOA attorney:
- A homeowner is blocked from using their parking space or other community areas;
- A member is charged fees or collection costs that are not authorized by their contract or by any statute;
- A member gets sued by the HOA over disputed charges;
- A member gets bills for hundreds or thousands of dollars in legal fees from the HOA’s collection lawyer.
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SPOTLIGHT ON: Casey Santora, Marketing Specialist at The Holland Law Firm |
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In your career in public relations, what are the biggest changes you have seen in how that work is done? How are things still similar?
I started out in public relations in New York City before Instagram, Snapchat and Facebook were in existence. Media placements in print and broadcasting were everything. Now placements are moving so fast in multi-media applications. So much of communications is commenting on events in real time. It is so different, but it is still about getting your name out there and being able to pivot quickly.
What has been the most dramatic change to our marketing plan at the Holland Law Firm? What has been your favorite to work on?
I think it has been a challenge to come up with one plan, especially during the Covid-19 pandemic. We are probably on plan C now. One huge difference: there are rules for advertising in the legal field I hadn’t encountered before when I worked in consumer and entertainment public relations.
The project that I enjoyed the most was learning about website development and how important search engine optimization (SEO) is to helping consumers find the amazing consumer rights lawyers and staff that we have at The Holland Law Firm. There aren't too many consumer rights lawyers out there, so when consumers find us, they are happy that we can help them.
The Holland Law firm has been able to help so many clients that have been entangled with debt collectors and were experiencing high stress harassment with phone calls at work and at home. It is gratifying to work with a staff that cares for each individual client as if they were a member of their own family. The legal team works hard to make sure our clients understand all their options.
What is one thing you would like people to know about you, or what would people be surprised to know about you?
I have lived in a few different places: Cincinnati, New York, Boston, Saratoga Springs, Boca Raton, Alexandria and Los Angeles. They all hold a special place in my heart.
I enjoy living in Annapolis with Peter, our four children, three dogs, and cat. Annapolis offers some big city opportunities with a small-town personality- and of course the Chesapeake Bay is beautiful!
Where are you from originally?
I grew up in Cincinnati, Ohio. I always joke that if you came to a four way stop sign in Cincinnati, each person would look to the other and wave and say, “No you go;” and it would continue for awhile. It was a fantastic place to grow up.
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THE SURGE IS COMING: WARNS THE CONSUMER FINANCE BUREAU
TO MORTGAGE SERVICERS
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Nearly 1.7 million borrowers will be exiting forebearance programs beginning in September and the Consumer Finance Protection Bureau (CFPB) wants to help mortgage servicers protect these consumers. Under the new proposal by the CFPB, a lender or servicer could not immediately foreclose on a home once the forbearance period ends.
It is important to note that June 30 is the last day consumers affected by the pandemic are able to ask for an extension of forebearance on federally backed loans.
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Having an issue with your new solar panels
or you are purchasing a home that "comes with a contract for solar panels?" High-pressure sales tactics, misleading statements, “signing the iPad,” and lack of customer service can be the tip of the iceberg.
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H HOLLAND LAW FIRM: RECENT ACTIVITIES AND BOARD MEMBERSHIPS
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Both Peter and Manny are members of Law Zebra, a groundbreaking organization of independent trial and consumer rights lawyers who hail from several states across the country.
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We Are Here to Help. Call Us! |
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Do you know someone being hounded by debt collectors for a mortgage, student loan, medical debt, residential lease, car loan, or credit card debt? Do you know someone who is the victim of Identity Theft or Credit Reporting Errors? We can help.
Call us for a confidential consultation at 410-280-6133!
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Peter A. Holland and Emanwel J. Turnbull |
The Holland Law Firm, P.C.
914 Bay Ridge Road, Suite 230
Annapolis, MD 21403
410 280 6133
NOTE: This newsletter may be considered to constitute advertising under Rule 7.2 of the Maryland Code of Professional Conduct and other state rules. Peter Holland is responsible for the content.
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