Greetings!
Hoping this finds you well.
One major hurdle in doing a Roth Conversion is you need to pay the taxes now on the amount converted.
The amount converted gets added to your income for that year so for example, if your income was 95k and you convert 50k, your taxable income that year is based on 145k.
Check out this week's blog below to see why a Roth Conversion might not make sense for you.
Rick Fingerman, CFP® and Lyman H. Jackson, CFP®