Florida’s Hometown Heroes Housing Program
On Memorial Day 2022 Florida Governor Ron DeSantis announced the launch of Florida Realtors® top 2022 legislative priority: Hometown Heroes Housing Program (HHHP).

Managed by the Florida Housing Finance Corporation, HHHP will decrease the costs for qualifying hometown heroes by providing zero-interest loans to help with down payment and closing costs, up to a limit of 5% of the first mortgage loan or $25,000.

Earlier this year Florida Realtors worked with the Legislature to create HHHP. The funding is $100 million. Florida Realtors President Christina Pappas says:  

“During the pandemic and beyond, our hometown heroes – the nurses, EMTs, firefighters, law enforcement officers and educators – were the ones who kept us safe, cared for our loved ones, and taught our children. Unfortunately, with skyrocketing home prices, they often can’t afford to live in the communities where they work. The Hometown Heroes Housing Program is a great way to help address this issue. These professionals perform such a vital role in our daily lives. We should be doing everything possible to help them achieve the dream of homeownership.”

The program will be available to more than 50 occupations and is subject to certain income and purchase price limits that vary by county. Mortgage loan officers throughout the state will begin accepting applications for the program beginning June 1, 2022. More than 1000 lenders are involved in the program. 

Thank you to all our Hometown Heroes who are the lifeblood of our cities, states, and country! More details about the program can be found on FHFC’s website: FloridaHousing.org.
Three-story townhome by the beach!

This wonderful townhome at Legacy on 30A is the perfect beach getaway. On the second floor, you'll find the main living area with kitchen, dining, and a full bath. The third floor houses the spacious master suite and a sleeping nook. The first floor has a third bedroom as well a private guest suite with the full bath leading to the gated courtyard and pool area. Enjoy the serene Gulf views and sea breeze from two separate balconies as you relax and take in the ease of life along 30A watching bicycle riders and dog walkers stroll by. The garage stores a compact vehicle or beach gear. A private elevator makes townhome living easy. Legacy is a gated community with three pools, outdoor restrooms, private beachfront, and is convenient to all the fun along 30A. Paradise!
Spectacular views of the Harbor and Crab Island!

If location is everything, you won't find anything better than this! This stunning end unit condo features a 1,000 square foot private balcony and provides you with a 180º panoramic view of infamous crab island and the beautiful harbor. The open floor plan, spacious bedrooms, neutral color palette, and warm wood flooring provide the perfect backdrop for serene coastal living. Every bedroom offers you access to the outdoor balcony where you can enjoy recreational activities and devour beautiful sunsets as if you are on your own personal cruise ship. This is a lifestyle of absolute luxury. Sides Moreno Point West has covered parking, a paddle boat storage area, guest parking, waterfront pool, grill and picnic area, boat dock, community room with a kitchen, and beautiful green lawns. Paradise!
The Seven C's of Success
by Brian Tracy
Clarity. Eighty percent of success comes from being clear on who you are, what you believe in and what you want.

Competence. You can't climb to the next rung on the ladder until you are excellent at what you do now.

Constraints. Eighty percent of all obstacles to success come from within. Find out what is constraining in you or your company and deal with it.

Concentration. The ability to focus on one thing single-mindedly and see it through until it's done takes more character than anything else.

Creativity. Flood your life with ideas from many sources. Creativity needs to be exercised like a muscle, if you don't use it you'll lose it.

Courage. Most in demand and least in supply, courage is the willingness to do the things you know are right.

Continuous Learning. Read, at the very least, one book a week on business to keep you miles ahead of the competition. And just as you eat and bathe, organize your time so you spend 30 minutes a day exploring e-mail, sending messages, going through web sites, because like exercise, it's the only way you can keep on top of technology. If you get away from it, you'll lose your edge.
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For those of you who closely follow the local real estate market, we just wanted to keep you up to date on the real estate market for Gulf Front, Gulf View, and other foreclosures in our area. Not looking for a foreclosure? Search by price, community, or customize your own search!