Get Ready for Fall with FRM Insurance Group – Road Trips, Home Maintenance, and Halloween Safety! October 2024 eNewsletter 💼

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Hello FRM Members!

Autumn is officially here, and with it comes beautiful fall foliage, cooler weather, and a little bit of fun. At FRM Insurance Group, we want to make sure you’re fully prepared for the season – whether it’s hitting the road for a fall adventure, preparing your home for the cooler months ahead, or getting ready for Halloween festivities. Read on for important tips and reminders to keep you safe and secure this fall.

Fall Road Trips: Ensure Your Vehicle and Insurance Are Road-Ready

Nothing says autumn like a scenic road trip to see the vibrant colors of the changing leaves. But before you hit the road, make sure both your vehicle and your insurance are ready for the adventure.

Tips for a safe fall road trip:

Check your insurance coverage: Make sure you have adequate auto insurance for road trips. Whether it’s comprehensive coverage, roadside assistance, or rental car protection, now’s a great time to review your policy with FRM Insurance.
Vehicle maintenance is key: Have your car serviced before a long trip. Check your tires, brakes, fluid levels, and ensure your heater and defroster are working properly.
Pack an emergency kit: Include jumper cables, a first-aid kit, flashlight, water, and blankets just in case.

Need help reviewing your auto insurance? Give us a call or send us a message – we’ll make sure you’re covered for whatever the road brings!

Is your home insurance up to date?

Reach out to FRM Insurance for a complimentary review

of your homeowners policy.

Time for Fall Home Maintenance

As the leaves start to fall, it’s the perfect time to prepare your home for the cooler weather ahead. Regular maintenance can save you from expensive repairs down the line, and it’s also a great way to ensure your homeowners insurance policy stays up-to-date.

Fall home maintenance checklist:

Clean out the gutters: Clear your gutters of leaves and debris to prevent water damage. Clogged gutters can lead to roof and foundation problems.
Inspect and patch the roof: Check for missing shingles, leaks, or other damage that might lead to trouble during the rainy or snowy months.
Seal doors and windows: Drafty doors and windows can increase your energy bill. Consider caulking gaps and adding weatherstripping to improve insulation.
Check your heating system: Now’s the time to get your furnace or heating system serviced to ensure it’s working efficiently.

Halloween is just around the corner, and it’s time for costumes, candy, and spooky fun! While it’s a great time to enjoy with family and friends, make sure you follow some safety tips to keep things fun and accident-free.

Halloween safety tips:

Costume safety: Choose flame-resistant costumes and ensure they are the right size to prevent tripping. Avoid masks that restrict vision, and use face paint instead.
Trick-or-treating safety: If you’re trick-or-treating at night, carry flashlights, and ensure your kids have reflective tape on their costumes or bags. Stick to well-lit streets and cross safely at corners.
Home safety: Clear walkways of any decorations that could cause tripping. If you’re handing out candy, make sure your home is well-lit to avoid accidents on your property.

For those planning a Halloween event, remember FRM Insurance offers coverage for single-day events – perfect for protecting you from

any unexpected mishaps!

Stay Connected with FRM Insurance Group

As always, we’re here to help you protect what matters most. If you have any questions about your insurance or need to make updates for the fall season, don’t hesitate to contact us.