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Advantage Advisor
Monthly Newsletter: October - 2024
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Frighteningly Fun Ways To Save Money This Halloween | As Halloween approaches, it’s easy to get caught up in the spooky spirit and start overspending on costumes, decorations, and party supplies. However, fear not because in this blog post, we will share some chillingly good tips on navigating the Spooky Season while keeping your budget intact. Join us as we explore the world of Halloween-themed savings and financial tricks that will help you make the most of this ghostly holiday without haunting your bank account. | |
1. What To Do If You're Facing Wage Garnishment | |
2. How To Use Windfalls Wisely: Paying Down Debt vs. Saving For The Future | |
3. How To Understand And Get Help With Your Credit Card Bills | |
4. Clients Speak Out (Reviews) | |
5. Shining A Light On Our Best Assets | | |
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What To Do If You’re Facing Wage Garnishment | Wage garnishment can be a stressful and overwhelming experience, especially if you’re already dealing with debt. The idea of losing a portion of your paycheck before it even reaches your bank account may leave you wondering how you’ll make ends meet... | | | |
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How To Use Windfalls Wisely: Paying Down Debt Versus Saving For The Future | Receiving a financial windfall, whether from a tax refund, a bonus at work, or even an unexpected inheritance, can feel like a major relief. However, deciding how to best use that extra money can be tricky... | | | |
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How To Understand And Get Help With Your Credit Card Bills | Managing credit card bills can be overwhelming, especially when balances start to grow. However, understanding your credit card bills and knowing where to get help can make a big difference in your financial well-being. Here’s an in-depth guide to help you navigate your credit card statements... | | |
Get a free analysis of your debt, a budget breakdown, and a personalized 20+ page Action Plan for becoming debt free. It's all online, 100% secure, no obligations, and it only takes a couple of minutes to complete. |
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Ever heard of the 52-Week Reverse Savings Challenge before? This is a twist on the popular 52-week savings plan, where instead of starting small and building up, you begin by saving the largest amount first and then decrease the amount each week.
For example, in the traditional plan, you'd save $1 in the first week, $2 in the second week, and so on until you reach $52 in the final week. In the reverse challenge, you'd start by saving $52 in the first week, then $51 the next week, and decrease by $1 each time.
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“AdvantageCCS helped us to get on the road to recovery from debt by lowering the interest rate substantially and making affordable payments to our creditors. Within a year after starting the program, we were able to raise our FICO score and qualify for a lower-interest home equity loan. In four years, we will be debt-free and able to retire. I am so grateful to AdvantageCCS for all of their help.” | | | |
“I knew exactly what I paid each month and how long it would take to pay off my debt. Counselors worked with me when emergencies came about. It was a very satisfying experience to pay off my debt. Along the way, I learned how to manage spending, and the aftercare is very much appreciated.” | | | |
“No one likes to be in a situation where their debt has become overwhelming. You feel embarrassed and defeated. I happened upon Advantage CCS through research on debt counseling. From my first phone call I was never made to feel judged or embarrassed. They walked me through my options and explained the entire process to me. Within a few days I felt an immense sense of relief and could see a light at the end of my debt tunnel. It was the best decision I could have made for myself and my family. Every month I received an updated statement of my progress and suggestions on how to improve my finances." | | | |
Shining A Light On Our Best Assets | |
Danny is a certified credit counselor at AdvantageCCS. His job duties include counseling clients on budgeting, paying off unsecured debts, saving money, etc. Danny has been in the credit and housing counseling industry for 15 years. He’s married to his wife of 18 years, and they have 4 children. Danny is a big sports fan. He has played and coached for over 40 years. He is a big fan of Miami football (The U) and NY Yankees baseball. He has been a Star Wars follower since he was 8 years old, and he considers it the greatest movie (story) ever put on screen! | |
The use of an online financial calculator can be crucial to the stability of your budget. These calculators can help ease the worries of monthly payments, retirement, and other stressful responsibilities. There is no shame in looking for help when dealing with financial issues. Many times, investment decisions can be complicated, but going into them blindly can prove to be a big mistake. Financial calculators can provide gateways to various resources and organizations that can help relieve the stress. | |
Disclaimer: The information provided is for informational purposes only. The materials are general in nature, and are not offered as advice or guarantee, and should not be relied upon without advice from an attorney or a financial advisor. Reading the information does not constitute a legal contract, consulting, or any other relationship with Advantage Credit Counseling Service. | | | | |
