Monthly Newsletter
December 2022
Wishing you joy in 2023
We at Shamrock want to wish all of you a safe and joyous end to 2022. The investment landscape has truly been universally difficult. The economy was strong in early 2022 and yet the markets were decreasing. At its best, the market serves as a leading indicator of the economy. So as we enter this soft period in the economy and the uncertainty connected with all of that we should know that the markets will go up before the economy gets better. There is a lot to plan for in the upcoming year and we are working here to support all of you.

Warmly,

Will

If you think someone in your world would benefit from this newsletter, please pass this along or let us know and we will send it to them. We are grateful for you and any good news you can share about our work.
Team Notes
Will's List of 10

Top 10 - Holiday Edition
A list of 10 Pretty Good Seasonal Songs

  1. Do They Know It’s Christmas – Band Aid
  2. Merry Christmas, Baby – Otis Redding
  3. Let It Snow, Let it Snow, Let it Snow – Lena Horne
  4. Little Drummer Boy – Bing Crosby, David Bowie
  5. Must Be Santa – Bob Dylan
  6. A John Prine Christmas – John Prine (It’s a story and an album)
  7. The Christmas Song – Nat King Cole
  8. Merry Little Christmas – The Pretenders
  9. Feliz Navidad – Jose Feliciano
  10. Santa Claus is Coming to Town – Bruce Springsteen
Kurt finds giving back to others
his favorite gift to receive

Christmas, the season of giving and receiving. I prefer giving. I am grateful to work for Shamrock Wealth Management that believes in giving, like our Toys for Tots and Jeremiah Program events. I also volunteer at my local food shelf, Friends In Need every Wednesday. Although it’s not much, I try to do what I can and give back to the community.
Heidi's Holiday Favorites

Some of my favorite holiday activities involve being outside in the Minnesota winter. (A little cold is good for everyone!) Here are some of my favorite activities:
  • Decorating inside and out for the holidays
  • Creating new holiday memories with family and friends
  • Winter bird watching
  • Bonfires when it is below zero with hot chocolate, of course
Wishing you and your families a wonderful holiday season!
Many thanks to those who donated to our holiday Toys for Tots toy drive
It was Christmas morning a bit early at SWM, thanks to many of you who generously donated toys for our Toys for Tots drive.
As Seen On Social
A Targeted Date Fund is a great option for those of us who are
too busy to manage their 401(k) on their own.
Securities and advisory services offered through Commonwealth Financial Network®, Member FINRA/SIPC,
a Registered Investment Adviser. Fixed insurance products and services offered by Shamrock Wealth Management
or CES Insurance Agency.
Will Berigan CFP Wealth Advisor Shamrock Wealth Management | shamrockwm.com