From an overall budget review to managing credit card debt, the caring, NFCC-certified counselors at GreenPath will conduct a full review of your current financial fitness and provide recommended next steps for improving your financial health.
A financial checkup guides you to:
1. Review your Financial Goals
Has there been a significant life change this past year? A change in jobs, a marriage, divorce, home purchase or other big change can affect your overall financial picture. A checkup is a good time to assess whether your current financial goals sync up with your overall situation.
2. Manage Income and Expenses
One of the best ways to cope with inflation is to take the time to prioritize monthly spending. A spending plan helps to ensure that what you spend doesn't exceed what you make each month as prices rise. A financial checkup gives you a better understanding of your income and expenses. It can also be a time to set a spending plan to keep your finances on track and start saving for future goals.
3. Pay Down Debt
A checkup is a good time to explore options to help you pay down credit card debt as well as options for managing other debts that may be on the horizon- such as expiring forbearances on mortgages or student loan payments.
4. Assess Your Credit
Are you looking to take out a mortgage or make another large purchase in the New Year? A checkup is a great time to review your credit report to see where you stand and get tips to improve your score moving forward.
Your Checkup Starts Here!
Your financial fitness is key to a healthy New Year. MEMBERS1st has partnered with GreenPath's caring, certified counselors who are committed to easing financial stress and worry through access to clear information. Connect with GreenPath for your checkup to gain confidence in your money choices during a dime of inflation or shortages.