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Monthly Newsletter
November 2022
Headwinds are Slowing 4th Quarter Growth
Market Update

We continue to see volatility in the markets. Some of the equity markets have seen a spike, which often happens around a midterm election. We watch the news as it surrounds unemployment, inflation, and interest rates.
The economy continues to have some headwinds so growth in the fourth quarter could be quite slow.
See below for some added thoughts for you to digest in our monthly newsletter.


Warmly,

Will

If you think someone in your world would benefit from this newsletter, please pass this along or let us know and we will send it to them. We are grateful for you and any good news you can share about our work.
Team Notes
Will's List of 10

Top 10 TV Comedy Series (I am dating myself)

1. Cheers
2. Larry Sanders Show
3. Dave Chapelle Show 
4. The Bob Newhart Show
5. All in the Family
6. Soap
7. Curb your Enthusiasm 
8. Mary Tyler Moore
9. 30 Rock
10. The Office


I left off Seinfeld because from 1991-95 I never could watch TV on Thursday nights, so I never got into what most consider the greatest sitcom ever. Felt like I needed to explain myself. 😂. I could name another 10 shows (Leave it to Beaver...now I'm really dating myself!)
Kurt's Thanksgiving plans are a reminder of life's adjustments.

My Mom hosts Thanksgiving, she enjoys having the company at her house, and she loves cooking. This year is interesting, with older children and their life changes and how that guaranteed attendance is no longer a guarantee. My oldest son, Clay and his partner will be coming to our Thanksgiving but leaving early to visit his partner’s family later in the day. My youngest son, Colby, attends college in Winona and wasn’t sure he was coming. He later confirmed that he would be coming, but it is getting more difficult, since he has a serious girlfriend and visits her family often in La Crosse. So, my wife and I are having to make some emotional adjustments, just like our parents before us, so the cycle continues. I just didn’t know how difficult it could be, but for now, I will be thankful for what we can have, both sons visiting us at my Mom’s for Thanksgiving.
Heidi wraps up the fall season with some irresistible jalapeno jelly.
Yes, another round of jelly! I couldn’t resist the beautiful jalapenos at a farmstand near our cabin. Pure jalapeno which turned out fabulous if you like spice.
Yard Work
One of my annual fall/winter preparations is rabbit-proofing our yard. I know it sounds absurd but in NE Minneapolis we have herds of rabbits. As I'm sure many of you are aware, those cute little creatures will eat your entire yard if you don't protect your landscaping and that can get costly!

Wishing you and your family a Happy Thanksgiving!
Our Cups Runneth Overstock
These mugs are highly sought after items in certain circles and we are giving them away!

Just bring a toy to donate for Toys For Tots to our office between November 28 through December 14 and you will receive a very special coffee cup filled with goodies.
As Seen On Social
In case you missed it. Here's the newest Walking with Will video. This month's topic: Listening
Are you considering a Roth 401(K)? If you're not sure if it's a good fit, read here to learn more.
Securities and advisory services offered through Commonwealth Financial Network®, Member FINRA/SIPC,
a Registered Investment Adviser. Fixed insurance products and services offered by Shamrock Wealth Management
or CES Insurance Agency.
Will Berigan CFP Wealth Advisor Shamrock Wealth Management | shamrockwm.com