Construction defect claims often involve many parties and multiple layers, of liability

insurance. When businesses purchase insurance (primarily commercial general liability insurance), they must understand the difference between different types of insurance and how various primary insurance and excess insurance policies interact. Changes in insurance companies over time and differences in policy language across years or between primary and excess coverage can create gaps in coverage. How policies are triggered, and amounts allocated between them can significantly impact coverage. These issues must be considered and understood before a policyholder attempts to resolve a construction claim because some settlements may not be fully covered. Jurisdiction also plays a role, as courts vary in allocating policy limits.

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Christopher Yetka, Shareholder, Larkin Hoffman

Christopher Yetka is a commercial trial attorney focusing his practice on insurance recovery disputes. He has successfully enforced the coverage rights of policyholders across the country in cases relating to nearly every type of insurance policy. He has represented and counseled financial institutions, utilities, medical device companies, construction companies, product manufacturers, transportation companies, agricultural businesses and technology companies.