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SYRACUSE-OSWEGO NOVEMBER 2022 ISSUE
A Message from VP / District Manager John Kenealy, Esq.:

To our valued customers, 
 
Please be advised that on October 14, 2022, the County of Madison Local Law No. 6 was filed with the Department of State imposing a local transfer tax on conveyances of real property at a rate of two dollars for each five hundred dollars or fractional part thereof. 
 
This transfer tax shall be paid by the Grantor. This commenced November 1, 2022 and applies to any transaction that indicates a sales contract date of November 1 or later on the RP-5217. A photocopy of the TP-584 will be required to be presented to the recording clerk.
 
This makes the effective transfer tax in Madison County $8.00 per thousand.
  
Emily Shepard - Marketing Representative
This summer we welcomed Emily to the team as Marketing Representative for the Syracuse District! She is serving in a multi-functional role in the office, working on various promotional and marketing activities.

Emily grew up in the Syracuse area and recently moved back after graduating from Liberty University in May with a B.S. degree in Business Administration/Digital Marketing & Advertising.

Say hello or reach her with any questions at 315-413-5964 & emily.shepard@ctt.com.

DO YOU KNOW YOUR CYBER BASICS?

• Think Before You Click: Recognize and Report Phishing- If a link looks a little off, think before you click. It could be an attempt to get sensitive information or install malware.
• Update Your Software: Don’t delay – if you see a software update notification, act promptly. Better yet, turn on automatic updates.
• Use Strong Passwords: Use passwords that are long, unique, and randomly generated. Use password managers to generate and remember different, complex passwords for each of your accounts. A password manager will encrypt passwords securing them for you!
• Enable Multi-Factor Authentication: You need more than a password to protect your online accounts, and enabling MFA makes you significantly less likely to get hacked.
By Lisa A. Tyler - National Escrow Administrator

These 4 elements could help you spot a counterfeit money order:
Examine the Paper
Real USPS money orders have specific marks and designs to prevent fraud. If you hold the money order up to the light, you should see: 
  • Watermarks of Ben Franklin on the left side repeat top to bottom (circle 1 on image).
  • On the right of the Franklin watermark, a vertical, multicolored thread with the letters "USPS" weaves in and out of the paper (circle 2 on image).
Check the Dollar Amounts
  • If the dollar amount is discolored, it may have been erased, indicating fraud (circle 3 on image).
  • Make sure the dollar amount is imprinted twice (circle 4 on image).
  • Check if the dollar value is too large.
  • Domestic money orders cannot exceed $1,000.
Read more on what to do if you suspect fraudulent activity:
Thank you for reading & stay tuned for our next issue!
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