You've been careful with your finances for years, saving up for that big project for your house – a remodeled kitchen, or a new pool. But if you're not careful you could lose all that money to an unlicensed contractor and be left with an unfinished product, shoddy work, or maybe nothing at all.
“It's something that we see routinely,” said Corporal Kyle Cruise of the Economic Crimes Unit. “I'd say almost every week we have something with a contractor complaint. People aren't doing their homework before they hire these companies.”
Just because a company is online doesn't mean they are legitimate and trustworthy. Even if they're the first response to a Google search it doesn't mean they're the best. Sponsored ads often appear at the top – not because they're the most popular company but because they paid for that prominence. Even appearing on well-known sites like Angi is no guarantee. “People pay to be on those sites,” said Corporal Cruise. “It may say on the site that they're licensed and insured, but the sites aren't vetting them. People have a false sense of security when they find someone on those sites.”
“Do your research on the company. You can go to www.myfloridalicense.com, which is the Department of Business and Professional Regulation website. They regulate any state level licensure.” That level is for the kinds of things that, if they go wrong, can destroy your house: roofing, plumbing, electrical, and HVAC. “Pinellas County also has specialty licenses for smaller things like drywall, tiling, and irrigation, which you can check at www.pcclb.com.”
Always get references from other people who have used that contractor, and always get at least three estimates. It can be a lot of work to schedule several people to come out and evaluate the project, but having multiple options to consider is good for several reasons, not least of which is the cost. The same roofing project might cost $12,000 with one company, and $24,000 with another company, all for the same job with the same materials. But don't just go with the lowest price – make sure the contractor you choose is licensed, insured, and has a lot of happy customers.
There are a few things to look out for to avoid choosing an unlicensed contractor. Make sure the name on their business card matches the name on the Department of Business and Professional Regulation license they claim is theirs. Unlicensed or unscrupulous contractors may ask for an unusually large deposit, or even the entire amount upfront. Never pay the entire amount before the work is complete. Asking for payment to an individual rather than to the business is another red flag. Also beware of anyone calling themselves a “licensed handyman” – there is no such thing in the state of Florida. When you finally do choose a contractor, make sure you get everything in writing, read and understand the contract thoroughly, and keep all documentation, correspondence, and receipts.
Unlicensed contracting is a misdemeanor, but can in some cases enhance to a felony. One catch is that it is a crime that has to happen in the deputy's presence in order for them to make a physical arrest. “You can't just tell me you had an unlicensed contractor work on your house, and then I go find him and arrest him. I have to see it happening.” Even so, he can still refer the case to the State Attorney's Office. There are some telltale signs of an unlicensed contractor in action. “State law requires you to have your contractor number on vehicles, invoices, and estimates.” Unlicensed contractors often drive unmarked vehicles, and then back them into the property or park in an way to obscure the fact that their truck doesn't have a license number on it.
Corporal Cruise has many horror stories of people who hired unlicensed contractors. “I've seen people give their life savings over to contractors. I've seen people about to retire, who can't now because they've lost their money to an unlicensed contractor.” One person paid a fortune for their pool and the contractor stopped all work after digging the hole. Other people have jobs left half done, and need to find another contractor to finish it. “And most won't touch it at that point because they don't trust the quality of the work that has already been done.” Customers may be tied up in both criminal and civil court cases before they get their money back – and they might never get it back at all. Make sure you take the time and effort to find a reputable contractor for your next household project.
If you suspect you are the victim of an economic crime, you can call the PCSO non-emergency line at 582-6200.
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