PUBLISHED FOR MEMBERS OF MIAMI FIREFIGHTERS FEDERAL CREDIT UNION • OCTOBER 2022

Celebrate the Important Moments Together with a

Need a little more for your gift budget? Want to take the family on a vacation? Our Holiday Loan can help!

Borrow up to $2,000 Terms – 12 months* 10.9% APR** Available from Nov. 1st through Dec. 31, 2022

CLICK TO APPLY

*A $2,000 loan for a 12-month term at 10.9% Annual Percentage Rate would have monthly payments of approximately $176.64. **APR – Annual Percentage Rate

You’re Invited to the UNION BBQ

When: October 29, 2022 Where: The Miami Firefighters Benevolent Hall 2980 NW S River Dr, Miami, FL 33125 Time: 12 Noon

Funhouse, games and activities for the kids…mojito madness for the adults! Yummy hamburgers, hot dogs and Cajun seafood boil will be served. Later in the event, dinner will be a SURPRISE! Friends and Family Welcome!

A special thank you to the Urban Search & Rescue Florida Task Force 2 (FL-TF2) and all the responders that are currently in Fort Myers Beach, FL performing search and rescue operations for the victims of Hurricane Ian. We appreciate your brave efforts to ensure no one is left behind.

Watch Your Money Grow and Lock It In! Starting October 1st, we have increased our Certificate of Deposit rates!

You can choose the Certificate of Deposit that fits the growth you are looking for. Don’t delay! Contact us for more details or click below for the latest rates.

LATEST RATES

For all accounts, the dividend rate and annual percentage yield may change at any time as determined by the Credit Union’s Board of Directors. Fees may reduce earnings.

Rushing to Get It All Done?

We’ll help you go the extra mile.

MFFCU is part of a nationwide shared branch network with over 7,000 convenient locations in the United States as well as Puerto Rico, Guam, Italy, Netherlands, Germany, United Kingdom, and Belgium. When you visit a shared branch, simply provide your credit union’s name, account number, valid photo ID and you can... make transfers, deposits, withdrawals, balance inquiries, loan payments and more purchase money orders and cashier checks at many locations expect the same level of service you receive at our credit union’s branch Finding the nearest Shared Branch is easy! Visit us at Shared Branch Locator, call 888.748.3266 or text ZIP Code to 91989.

Identity Theft and How You Can Avoid It The Internet is an integral part of our daily lives, a convenient and helpful resource. Whether you’re accessing the Web from a desktop computer or a mobile device, you may be at risk for hackers, scammers and other predators. Attackers aim to steal a victim’s identity and financial account details. All of your online activity, including email messages, online shopping transactions and social media interactions are susceptible to attack. What MFFCU is Doing for You We make it a top priority to protect member accounts from unauthorized access, theft and fraud. At Miami Firefighters FCU, we have various safeguards in place to prevent and detect account fraud before it happens; we will notify you immediately should we detect any suspicious activity. Our online banking and mobile app are hosted on secure servers to protect the information you submit online. What To Do If You Become a Victim If you believe your personal information has been accessed, follow these steps immediately: Change your passwords from an uninfected computer. Make sure you use strong and unique passwords. Ensure all firewall, anti-virus and spyware detection software you have installed is current. Run a virus scan on your computer and remove any threats that are detected. Check your account information frequently. If you suspect fraudulent transactions, report them immediately. Call member services at 305.324.4004, option 1 for assistance.   Stay Protected  Take the following precautions to help guard against threats to your computer and mobile devices: Remember that your mobile device is just another computer and it should be guarded against malicious attacks. Sign up for account alerts to your email address or mobile phone to notify you of your account activity. Make sure your operating systems, software and browsers are up to date and that anti-virus software and firewalls are in place when possible on all computers and devices. Set strong, unique and different passwords for each of your accounts and enable screen locks to prevent others from using your computer or devices. Clear your device’s cache and history so that passwords, payment details and other saved personal information are deleted. Only store what you truly need. Check for a padlock symbol and “https” in your browser’s address bar when submitting payment information or other personal details online, as these denote a secure site. Be extra cautious when using public computers or Wi-Fi. Hold off on viewing financial information or making financial transactions until you’re on a trusted device with a secure connection. Download apps and software from authorized vendors only (always read the permissions of every app before installing). Others may appear credible but could contain viruses that put your device at risk. Limit sharing of your personal information. Be aware of privacy policies and terms and conditions on sites you use and anything you download. Make sure you sign out of your mobile or online banking session when you finish to ensure that your session is closed. Consider an Identity protection service. ReliaShield is available through our insurance subsidiary.

Holiday Closings

COLUMBUS DAY Monday, October 10, 2022 VETERAN’S DAY Friday, November 11, 2022 THANKSGIVING DAY Thursday, November 24, 2022 Friday, November 25, 2022 CHRISTMAS Monday, December 26, 2022 NEW YEARS Monday, January 2, 2023

Thank you for your loyalty and continued commitment.

www.mffcu.org 305.324.4004 • 1.800.426.3324 • Fax 305.324.7585

Federally insured by the National Credit Union Administration

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