*Annual Percentage Rate. Equal Housing Lender. Federally Insured by the NCUA. HELOC is only available in MN & WI. Rates are based upon credit score. |
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*Annual Percentage Yield (APY). New or existing money. $500 minimum investment. Rates are subject to change at any time. Penalty for early withdrawal. Federally insured by the NCUA. Equal Housing Lender. |
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Interested in Serving on the Board?
Do you have a strong desire to be a voice for the membership? Are you willing to take a leadership role in shaping the future of Toro Credit Union? If so, we would like to hear from you!
Toro Credit Union is a not-for-profit financial cooperative owned by its members and led by a volunteer board of directors. Our board of directors volunteers their time and provides expertise to ensure our members always remain the first priority. Any member interested in serving on the board of directors must:
- Meet the eligibility requirements as set forth by the board of directors, over age 18 and a member in good standing, and
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Submit your name, qualifications, and a short biographical statement to the Nominations Committee by January 16, 2024, to:
David Adams
The Toro Company
8111 Lyndale Ave S
Bloomington, MN 55420
Applications may also be dropped off at the credit union on or before
January 16, 2024.
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Time & Money Saving Tools
Start the new year off on the right track with Toro Credit Union's low-fee (and no-fee!) services designed to save you time, money, and peace of mind, no matter your financial goals.
EZ Checking includes:
• No minimum balance
• Unlimited check writing and electronic payments
• No monthly service charge
Balance Plus Checking includes:
• Dividends paid on your balance
• No monthly service fee with a minimum balance
• Unlimited check writing and electronic payments
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Card Services
ATM Card – over 25,00 surcharge-free locations
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Holiday Savings Club Account
If you have never opened a Holiday Savings Club Account, now is a perfect time to open a NEW account!
Holiday Savings Example:
If you save $25 for the next 10 months, you will have $250.
If you save $50 for the next 10 months, you will have $500.
If you save $100 for the next 10 months, you will have $1,000.
Please contact the credit union to open a NEW Holiday Savings Club Account today!
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Reminders for the New Year
Travel - Please notify us of your travel plans so that you don't experience any interruptions when using your debit card.
Changes - If you recently moved, changed your phone number or address, or dropped your landline phone, please be sure to update your contact information with us. Please login to It'sME247 Online Banking to update your mailing address, email address, or telephone number.
Verify Account Information - Now is a great time to verify the information on your account(s) – address, phone number, joint members, beneficiaries, etc.
1098 Tax Forms - 1098 forms will be mailed in late January to members who have a mortgage loan where at least $600 in interest was paid in 2023. 1098 forms are not sent for interest paid on any other loans.
1099 Tax Forms - 1099 information will be added to the bottom of your year-end statement (December) for members who have earned more than $10 in interest over the past year on any checking, savings, or CD account.
IRA's Fair Market Value - Determine your IRA’s Fair Market Value for income tax time by totaling your IRA account balances as of Dec. 31, 2023. That information can be found on your year-end statement (December) or by logging in to It'sME247 Online Banking.
IRA Contributions - Contributions can be made to IRAs through April 15, 2024, for the 2023 tax year.
Privacy Policy is located on our website.
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eStatements
Get organized in the new year with eStatements. eStatements are fast, secure, and free! Watch this short video to learn how to enroll in eStatements and start receiving your monthly statements electronically.
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Mark Your Calendar
Monday, January 1st - Closed in Observance of the New Year's holiday
Tuesday, April 16th - 75th Annual Meeting of Toro Credit Union
Monday, May 27th - Closed for Memorial Day
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Lobby Hours: Monday - Friday 8:30 am - 4 pm CST
Call Center Telephone Hours: Monday - Friday 7 am - 8:30 am CST & 4 pm - 7 pm CST
Saturday: 7 am - 4 pm CST
Federally insured by the NCUA. Equal Housing Opportunity.
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Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed, and you may review our policy and practices concerning your personal information at www.ToroFCU.org, or we will mail you a free copy upon request if you call us at (800) 525-0051. |
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