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Advantage Advisor
Monthly Newsletter: June - 2024
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Summer Savings Tips: Budget-Friendly Ways To Enjoy The Summer | Summer is a time for relaxation, fun, and making memories. However, enjoying the season doesn’t mean you have to break the bank. Whether you’re planning a staycation, looking for family activities, or wanting to explore the great outdoors, there are plenty of budget-friendly options. Here are some tips to help you enjoy a fantastic summer without overspending. | |
1. Credit Cards and Divorce: What You Need To Know To Handle Those Cards Correctly | |
2. Exploring Side Hustles To Accelerate Your Debt Repayment Journey | |
3. Mistakes To Avoid During Debt Repayment | |
4. Clients Speak Out (Reviews) | | |
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Credit Cards and Divorce: What You Need To Know To Handle Those Cards Correctly | Divorce can be one of the most challenging times in a person’s life, not only emotionally but also financially. One of the critical aspects of managing your finances during this period is handling credit cards and the debt that comes with them. | | | |
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Exploring Side Hustles To Accelerate Your Debt Repayment Journey | Many individuals and families find themselves grappling with debt. While budgeting and careful financial planning are essential, sometimes, they might not be enough. This is where side hustles come into play. By generating extra income, you can expedite your debt repayment journey. | | | |
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Mistakes To Avoid During Debt Repayment | Debt repayment can be a challenging but rewarding journey, offering a path to financial freedom and peace of mind. However, navigating the road to being debt-free can be complex, and there are common pitfalls that can hinder your progress. Let’s look at the most common mistakes. | | |
Get a free analysis of your debt, a budget breakdown, and a personalized 20+ page Action Plan for becoming debt free. It's all online, 100% secure, no obligations, and it only takes a couple of minutes to complete. |
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Have family picnics instead of dining out:
1. Prep Meals at Home: Cook budget-friendly foods.
2. Pick Free Spots: Visit local parks or beaches.
3. Bring Fun: Pack games and activities.
Keep costs down with simple, fun family picnics!
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“Professional and honest company. We had one credit card they told us they would not be able to get a lower rate, so it made no sense for them to take that. We are so grateful for them, and the debt that we gave them was negotiated to lower interest rates, and it is life-changing to have it paid off! Thank you!” | | | |
“Advantage got my interest rate down to 2% on my credit card. Customer service always responded within 24 hours. Clear monthly statements were provided and a final letter was given to prove the accounts were paid off. Thank you!” | | | |
“It all made sense working with your program. I eliminated $30,000 in debt in a few years with a monthly payment that was easy to make. I would gladly let my friends in need know about you! Thanks!” | | | |
Shining A Light On Our Best Assets | |
Rosemary manages our multi-faceted Housing Counseling Program. She also supervises the United Way of Wyoming Valley Poverty to Possibilities Program as well as financial education in partnership with AmeriHealth Caritas. Posey has been working in this industry for 37 years, and during that tenure has had the privilege of working with thousands of people gain and maintain financial stability. She is married, and believes her greatest achievement is her 2 children, their spouses and 5 grandchildren. In what little spare time she has, Posey enjoys reading, gardening, and spending time with her large Irish family. | |
Buying a home is the single largest investment most of us will ever make. As you prepare to buy a house, it’s normal to have questions like those listed above. You may also feel uneasy about home-buying terminology like earnest money, points, HUD Settlement Statements, title insurance, or margins and indexes. The AdvantageCCS homebuyer education workshops are here to answer all of those questions and more. Remember, it is important to be as educated as possible before you even start looking. You owe it to yourself to spend a few hours gaining the knowledge you need to make wise choices. | |
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June is National Homeownership Month!
PHFA is offering a free online educational series by Holly Zugay, Senior Financial Education Officer, for homeowners.
These homebuying sessions consist of a series of six webinars that are free. Each webinar is presented twice during the day to make them readily available during people’s busy schedules.
Topics will include: mortgage loans, finding the right house, the sales agreement, closing, and much more. Each session runs approximately 45 minutes. Click the button below for more details!
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Disclaimer: The information provided is for informational purposes only. The materials are general in nature, and are not offered as advice or guarantee, and should not be relied upon without advice from an attorney or a financial advisor. Reading the information does not constitute a legal contract, consulting, or any other relationship with Advantage Credit Counseling Service. | | | | |
