Your Life. Your Needs. Your Plan.
Greetings!

Hope this finds you well.

When one thinks of what a financial planner does, many probably think about investments or maybe helping prepare for retirement or perhaps even getting a better handle on one’s expenses.

It can be all of those things and here at FPS, we do quite a bit of that every day.

Check out this week's blog below to learn more.

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
Wait. You can help me with that?
My client looked at me and said, “I didn’t know you guys helped folks with that?”

It got me thinking about all the things we help clients with and that we probably don’t do a great job communicating that to them.
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Women in Transition
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
What Are the Best Beverages?

A review of reviews on the health effects of tea, coffee, milk, wine, and soda
Why Is Aldi So Cheap and Successful?


Aldi’s ‘no-frills’ strategy has helped make it one of the cheapest and the fastest growing grocery stores in the U.S.. For the past decade, it’s been growing at a rate of about 100 stores per year and thrives in economic downturns
Questions You Aren’t Asking (but Should) During Open Enrollment

From drug coverage to deductibles, here are the things to consider when you’re choosing health insurance for 2024.
What happens if you take out a HELOC but don't use it?


A Home Equity Line of Credit or HELOC can be a useful tool to help manage debt, home improvements, or other expenses.

They do have caveats so please reach out to us before obtaining or using one.
As child care costs soar, more parents may have to exit the workforce

As of September, the average household spent more than $700 a month on child care, up 32% from 2019, according to a recent report from the Bank of America Institute. 
Recipe of the Week

HEARTY VEGAN LENTIL SOUP (1 POT)


Full of veggies and hearty lentils, this Vegan Lentil Soup is rich in protein and fiber and so much healthier than canned soup! Plus, it’s easy to make using the stovetop, Instant Pot, or Slow Cooker!
Quote of the Week

"Almost everything will work again if you unplug it for a few minutes...Including you."

- Anne Lamott
134 Rumford Avenue, Suite 203, Newton Massachusetts, 02466 | 617-630-4978
Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
The opinions and comments of this newsletter are those of Financial Planning Solutions, LLC and are not intended as specific advice or recommendations. To understand what investments are right for you and your situation, it is recommended that you sit down with a Certified Financial Planner™ Practitioner that understands your financial situation, goals and desires. This information is being provided as a courtesy. When accessing the website links, you are leaving this site and assume total responsibility and risk for the sites you are visiting. We also make no representation of the completeness or accuracy of websites.
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