Holiday Calendar for 2023 Released
Check out the days the Association is observing federal and state holidays next year.
Two New Agent Appointees to the Rhode Island
Governor's Insurance Council
John Kaull
OceanPoint Insurance
Melanie Smith Lambert, CISR, CPIA
Smith Insurance
The Rhode Island Governor’s Insurance Council (GIC) welcomed two new agent appointees to the group at a recent meeting held at the IIARI offices in Warwick. John Kaull and Melanie Smith Lambert joined other agents Bruce Messier, Ernie Shaghalian, Cristie Hanaway (Council Chair), John Tickner, and IIARI executive Mark Male who are existing members of the GIC.

The GIC is comprised of representatives from the Department of Labor & Training, Department of Business Regulation, Office of Attorney General, Office of the Governor, and industry representatives. The group monitors legislation and regulations as they can impact RI consumers and make recommendations from time-to-time to the Governor in support or opposition of legislation that makes it to the Governor’s desk for consideration.
Looking for a Liquor Liability Quote?

Helen Collins is your liquor liability liaison. Helen can help with new business, renewals and temporary event policies.  

Did you know that Hospitality Insurance Group also offers Property, General Liability, and Excess Coverage in addition to Liquor Liability Coverage?

Contact Helen Collins at hcollins@iiari.com  or by calling 732-2400.
Prudent Pet Insurance Now Available on IMS!
IMS, aka Independent Market Solutions, is a market access platform for IIARI members.

This is intended to supplement Big I Markets in providing potential insurance solutions for your clients.

NEW! Pet Programs Available

Personal Lines: Pet Insurance (Prudent Pet offers Comprehensive Accident & Illness plans or Accident-Only plans, with the ability to customize coverage and pricing options that work best for your customer’s budget. Pet insurance works on a reimbursement basis. The customer pays the vet directly, then submits their bill and we reimburse eligible expenses.

  • Annual limits from $10,000 to Unlimited
  • Deductibles from $100 to $1,000
  • Reimbursement Rates at 70%, 80% and 90%
  • Optional Coverage add-on’s include: Veterinary Exam Fee Coverage and/or Optional Wellness Coverage.

Commission Rate
All Lines- 18% new business, 10% renewal
Commissions paid by Carrier

Market Availability
Personal Lines: Prudent Pet insurance is available statewide.

Agency Agreement
The Prudent Pet agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
Looking for a new designation? Need CE Credits?
January 6 | 9:00 AM - 11:00 AM
Virtual Class | 2 CE Credits

January 6 | 11:00 AM - 12:00 PM
Virtual Class | 1 CE Credit

January 9 | 12:00 PM - 3:00 PM
Virtual Class | 3 CE Credits
January 10 | 9:00 AM - 12:00 PM
Virtual Class | 3 CE Credits

January 10 | 10:00 AM - 1:00 PM
Virtual Class | 3 E&0 Credits

January 13 | 4:00 PM - 7:00 PM
Virtual Class | 3 CE Credits
Digital Extras
Big ‘I’ Announces Inaugural InsurTech Summit

The Big “I" is proud to announce it will hold its inaugural Big “I" InsurTech Summit on Jan. 20, 2023, in Savannah, Georgia, as part of the Big “I" Winter Meeting, which runs Jan. 18-21. 
State Farm Will Start Hiking Auto Rates, Allstate CEO Predicts

Allstate’s chief executive officer said his company will likely continue pushing for auto insurance rate hikes next year, and he expects the carrier’s largest mutual competitor—State Farm—to move in the same direction.
Using Tech Tools in the Fight Against Bank Fraud

Insurance agents provide security and protection to their clients on a daily basis, but do you know how to protect your agency from bank fraud? Patricia Smith, InsurBanc's Director of Cash Management, discusses ways criminals attack banking information and the tech tools you can employ to prevent fraud.




Thanks to our Diamond sponsor -
The Beacon Mutual Insurance Company.
Do you have some agency news to share? Please send agency news and changes to tdrowne@iiari.com. We'd love to hear from you.
IIARI | www.iiari.com