AFCU CreditLine - March 2024

March Monthly Newsletter :: 2024

Get Your Home Spring Ready With a Home Equity Loan

What does Spring ready look like at hour house? A new patio? Upgraded backyard? Maybe finally getting around to fixing the foundation from the blazing hot summer last year? AlliedFCU Home Equity Loans are here to help make all of that possible and affordable.

Home Equity Loans have these benefits:

Save money on costly projects with some of the best rates out there
Cover larger projects with amounts starting at $10,000
Spread out your loan payback with flexible terms

It’s time to affordably get your home ready for spring, but here’s a secret. You can use the money from a Home Equity Loan for anything – medical bills, weddings, vacations and more.

Property must be located in Texas and be a primary owner-occupied single family residence. Texas Home Equity loans are limited to 80% of the fair market value of the home less any liens. Normal lending criteria apply. All loans subject to credit approval. Other restrictions may apply. Rates, terms and conditions are subject to change at any time without notice. NMLS #451160

Don’t Trust Area Code 801 Texts…

Scammers don’t just stick to phone calls or fake websites to trick you; they use texts too. Known as “smishing,” these text scams try to trick you into acting on an urgent financial matter. Many come from the area code “801,” but they can also come from a variety of other numbers.

Common fraud texts include ones saying your loan application is complete or your credit score dropped by a lot of points. The messages usually include a link, and the criminal steals your information if you tap the link.

Here are three tips to avoid becoming a smishing victim:

Avoid clicking links sent by text (even if it looks like a text from AlliedFCU). Instead, contact AlliedFCU to verify the legitimacy of the text.
Check the phone number and research it online. A quick search often reveals reports of scams connected to the number.
Beware of messages trying to panic you. Take a moment to breathe and consider if someone wants to trick you.

We hope you stay safe with these tips. If you do become a scam victim, let us know as soon as possible.

Mobile Wallet Lets You Shop Easier and Earn Rewards

Your AlliedFCU debit card can now be linked to your Mobile Wallet via Apple Pay®, Samsung Pay™ or Google Pay™. Get ready for a cleaner, more convenient and extra rewarding shopping experience!

Cleaner Checkouts

When using your Mobile Wallet, simply hold your phone or wearable device to any Mobile Wallet enabled terminal to checkout. That means you avoid touching the germ-filled keypad and keep yourself illness-free.

More Convenience

You no longer need to dig around your wallet or purse for a card before swiping or inserting it into the machine. Even if you forget your wallet at home, you can still check out using your phone or wearable device.

Increased Rewards

Extra convenience helps you perform more transactions and qualify for a Rewards Checking Account. With 15 debit card transactions and $100 in direct deposits a month, you get a premium dividend rate.* You’ll also continue earning + Points to redeem for travel, event tickets, gift cards, cash back and more.

Experience better shopping now.

Learn more about setting up mobile wallet on our website.

*3.05% APY (annual percentage yield) is earned on balances up to $10k. To qualify for the higher rate, the following transactions and activities must post and settle to your Rewards Checking account during each Monthly Qualification Cycle: 1) 15 or more signature based debit card transaction and 2) direct deposit of at least $100. You will earn 0.04% APY on balances above $10k; or 0.04% APY if the qualifications are not met.

AlliedFCU Members are invited to our next Shred Day in April. Bring your documents containing personal information and dispose of them safely. Shredding reduces identity theft!

AlliedFCU Kicks Off New Year with Kindness, Donates $300 to The Miracle League DFW

We recently donated $300 to The Miracle League DFW. This is a great organization which provides children and young adults the opportunity to play baseball regardless of their abilities. The Miracle League removes barriers that prevent children with mental and physical disabilities from experiencing team sports. Even the turf they play on is specially designed to accommodate wheelchairs and other other devices. We love supporting local organizations that help everyone feel included.

Delayed Opening on Good Friday

On March 29, 2024, all AlliedFCU branches will have a delayed opening at 10:00 a.m. for Good Friday. Please visit us online for any of your banking needs prior to 10:00 a.m.