The US economy continues to move ahead steadily. However, the ISM figure for June came in at 46%, down from 46.9% last month, as stated by ISM in an official statement. This value was well below the median forecast provided by economists surveyed by MarketWatch. Despite this, there's positive news as the Business Transaction Market has rebounded following a slow 4th Quarter in 2022 and is expected to reach levels similar to the previous year. Considering these factors, if you are contemplating selling, now might be an opportune time.

Seller Financing: During a recent round table discussion, it was revealed that 70% of the brokers consider seller financing to be essential. However, diverse viewpoints exist on this matter. Firstly, with interest rates at a higher level, buyers might encounter challenges in affording a conventional loan. Nonetheless, the notion that interest rates significantly impact valuation doesn't hold much weight.

In general, seller financing may come into play if the buyer has exhausted other loan options but remains a good match for the transaction and insists that the seller has some stake in the game. In such cases, seller financing might become unavoidable, potentially leading to a premium sales price. Moreover, if the buyer demonstrates genuine intentions (subject to thorough brokers' due diligence), the risks involved may not be excessively high.

For further insights, take a moment to familiarize yourself with the latest changes to the SBA rules for Diamond Financial Services.

Optimistic Leadership: Become One and Enhance the Value of Your Company with a Positive Team

In the world of leadership, optimism can be a powerful tool to drive success. Great leaders often possess an optimistic mindset, and it is this very mindset that contributes to their greatness. Let's explore some of the key traits inherent to an optimistic outlook and how they play a pivotal role in making leaders stand out:

• Open-minded and focused on opportunities: Optimistic leaders aren’t afraid to take risks. Their attitude is likely to be, “What can we do? We can all do more; together we become the best.”

• Willingness to embrace new ideas: Optimism looks at how to be successful from all angles, which includes being open to new ideas and encouraging others to do so as well.

• Ability to roll with the punches: Optimistic leaders reframe “no” by stepping around roadblocks to figure out alternatives to accomplishing the goal. Instead of abandoning hope, they look for ways to accomplish what others say they can’t.

• Persistent and proactive: Optimistic leaders don’t give up easily, and they anticipate challenges before they happen. This broadens their horizons and helps them find solutions that step outside the expected box.



• Team coach: Optimistic leaders serve as a team coach, finding ways to energize, motivate and show confidence in their teams to help employees grow and develop.