OCTOBER
2022
Since 1984
Topics In This Issue
  • Attract and Keep Employees with Group Benefits
  • Human Resources: Expertise with a full range of services
  • The Co-operators RRSP and TFSA Dollar Cost Averaging
  • Grand & Toy: 2023 Calendars and Planners, Entrance Matting, Cybersecurity Webinars, Keurig Commercial K-Cup Coffee and Tea
  • Epilogue Wills and Powers of Attorney
Employee Group Benefits
Attract and Keep Employees with Group Benefits
Improve the quality of your employee group benefit plan

Insurance industry surveys consistently show that, given the choice, employees will often take a benefits plan over a salary increase. Prospective employees will also consider a lower paying job if benefits are in place. Recent experience has shown that this is true even with higher income employees.

Employees, particularly those with families understand the value of a good drug plan or dental coverage as well as income and life insurance.
Human Resources Consulting
Human Resources
Expertise with a full range of services

ASSOCIUM Consultants is made up of people helping people, not digital downloads, boxed or template solutions. We offer HR expertise and advisory support to address all of your organization’s HR needs – including risk/compliance audits, program design and day to day operational support.

  • Compensation
  • Diversity and equity
  • Employee and labour relations
  • Human resource policy and legislative compliance
  • Learning and development
  • Organization development and transition management
  • Performance management
  • Recruitment and on-boarding
  • Strategic HR planning
Education
Dollar-Cost Averaging
Save Monthly Instead of Annually

By saving often, you can enjoy the benefits of dollar-cost averaging. This is an excellent investment strategy to minimize volatility and maximize returns. By purchasing the same dollar amount of investments on a regular basis, you buy more units when prices are low. If the market goes up, you'll have more units increasing in value.

Similarly, when prices are high, your dollar amount will buy fewer units. If the market goes down, you'll have fewer units decreasing in value. Overall, you'll reduce your average cost per unit over the long term. This strategy works whether the market is going up or down.
Procurement and Shared Services
Keurig Commercial K-Cup Coffee and Tea
Wills and Powers of Attorney
Create a legally binding Will online in 20 minutes.

Epilogue will get you started – and finished – with our easy-to-understand, guided process. In as little as 20 minutes, you’ll have a Will that’s ready to sign.

How It Works
We guide you from start to finish

Estate planning doesn’t have to be complicated.
In fact, you can get yours done in 3 easy steps.

  1.    Answer some questions about you and your wishes.
  2.    In just a few seconds, Epilogue will auto-generate your custom Will.
  3.    Follow the signing instructions to make it official.

Save 10% with code ASSOCIUM10.
Get started at epiloguewills.com
ASSOCIUM Divisions
Our employee group benefits division, being in business since 1997, gives us the experience to provide customized alternative plans and reduce administrative costs for our clients, while quoting sustainable rates at start up - and at renewal.
We're unique in the marketplace providing innovative and customized Advisor services: Managing General Agent, Third Party Administrator, Claims Adjudication, Specialty Drug Management / Preferred Pharmacy Network and Human Resources Consulting.
Since 1984, ASSOCIUM Consultants provides specialized human resource services, organizational development and expertise across a broad range of services.
Save money in all areas of your operational spend. Engage in shared services and group purchasing for your people, technology and product solutions. As a national affinity program, ASSOCIUM GAIN has huge buying power, which translates into significant discounts for our members. Membership fees are set annually according to the size of your organization and operating budget.
 Supporting the success of Canadian organizations since 1984 
416-867-9350 or 1-888-761-1164
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