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"Providing First Class Service Since 1925"
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April 2022
Have questions? Chat with a loan officer.

You'll love CREDIT UNIONING with us!
**Annual Percentage Rate. APR for auto loans is a fixed rate and will not increase during the loan term. All loans subject to approval. Terms of repayment example: $20,000 auto loan with a term of 60 months at 1.90% APR would have a monthly payment of $349.69. Federally insured by the NCUA. Qualified refinanced loans include autos, motorcycles, campers/trailers, and recreational vehicles. Current loans with FCCCU do not qualify for the refinance promotion of $100 cash or up to 90 days no payments. Loans approved under the First Class Acceptance program will not be eligible for 90 days no payments.
April Mortgage Rate Update
 
Mortgage rates have increased slightly, but rates are still low. We encourage member-owners to take advantage of the current mortgage rates this month since many industry experts are predicting increasing mortgage loan rates in the months to come.
 
As a member-owner, you can refinance or apply for a new mortgage loan virtually using the online or telephone loan application. If you have questions and are not ready to start the application process, please contact Sonia.  
Update Your Contact Information

Please take a minute to review and update your mailing address, email address, and telephone numbers. We offer four convenient ways to update your contact information:

Online Banking
  • Log in to Online Banking
  • Click on the Settings gear
  • Select Personal Information
  • Review and update your information
  • Be sure to select all accounts you would like updated

Online Form

Call 515.224.4300

In-Person
Raising Money-Smart Kids

Every year, American children receive over $15 billion in allowance, gifts, and wages – reason enough to start teaching children money management and consumer skills at a young age. The following tips can make the difference between a child who grows up to be financially secure – and one who isn’t.

Teach by example: The best way to instill good financial habits is by “walking the talk.” For instance, when you go shopping, include your kids in the process – planning, budgeting, and comparing prices and quality. If they urge you to buy something that is over budget, explain that spending more on the item you’re purchasing today is not as important as saving up for something else you need or want in the future. Read the full article.

Money Smart Week is a FREE virtual event open to members and nonmembers that aims to help people better manage their personal finances, focusing on those hardest hit by the COVID-19 pandemic.

This year’s line-up includes:

Spend Smart. Eat Smart.
Monday, April 11 @ 1:00 p.m. CT
Presented by Iowa State University Extension and Outreach

Credit: Build & Improve It!
Tuesday, April 12 @ 1:00 p.m. CT
Presented by the Consumer Financial Protection Bureau

Buying or Refinancing a Home: Options & Tools
Wednesday, April 13 @ 1:00 p.m. CT
Presented by North West Housing Partnership

Understanding Social Security Benefits
Thursday, April 14 @ 1:00 p.m. CT
Presented by the Social Security Administration

Please click the link below to learn more and register. Registration is not required, but it allows you to submit questions for the panelists.
Mark Your Calendar

Monday, May 30th - Closed for Memorial Day

Monday, June 20th - Closed for Juneteenth Day

Monday, July 4th - Closed for Independence Day
Westown Office
2051 Westown Parkway
West Des Moines, IA 50265
515-224-4300
Euclid Office
303 Euclid Ave
Des Moines, IA 50313
515-224-4300
Federally Insured by the NCUA. | Equal Housing Opportunity.