Title Wise
The New Jersey Real Estate News You Can Use
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Greetings!
The pandemic has forever changed people's perception and expectations of what a home needs to have. A few generations ago it was a two-car garage and a chicken in every pot. Now it takes an open concept living space, a 'smart-home' technology and a home office space. The home office is becoming more important to homebuyers, especially to first-time buyers.
Please feel free to email me at ralph@counsellorstitle.com if you have any questions or would like to follow up on any of this edition's articles.
Ralph Aponte
Founder & President
732.914.1400
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Marketing Homes in 2022 and Beyond |
Because of the new dynamic that is impacting the real estate market, the work-from-home economy, homes need to be more conducive to conducting business functions efficiently.
The must-have features for home buyers has been amended due to the impact of the COVID pandemic. With this health emergency there was a sudden shift in the way that business was being done: our homes became the center of not only our work but our families' lives as well. The good news is that the technologies that made this possible had already been developed, AKA Zoom. Moving forward, many employees are looking for positions that will allow them to work from home or from office.
The impact of the pandemic not only created a threshold moment in our nation's history, but it also established a new status quo for what the new normal will look like. Prior to the pandemic, only 6% of employees worked primarily from their home. According to a Fidelity report, nearly 70% of white-collar employees and professionals depend upon videoconferencing and the digital collaboration tools to do business.
Especially amongst new homebuyers and millennials, they are looking for the kind of dedicated workspace in a home that will allow them to do business and raise a family in the same place. Some of these features include soundproofing, custom lighting, furniture design and even Wi-Fi enhancements. We all understand that our economy is on a new trajectory, but according to the same Fidelity article, over 50 million people now are involved and are engaged in what is referred to as the creator economy: those individuals who make money by creating content and monetizing it.
The work-from-home economy is now giving new access to homeownership to first-time buyers because they are able to work from home and not engage in long commute times. This gives them the ability to locate and buy homes in less expensive housing markets.
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The snake, with sly reserve, asked, “Where are you going, my friend?”
“I’m off to explore the desert,” replied the naïve leader.
“Oh my,” the snake said with mock concern. “Do you know poisonous snakes live in the desert?”
The naïve leader gasped, “I have never seen a poisonous snake. What do they look like?”
The sly snake said, “Look for an animal with four legs, a bushy tail and two black beady eyes. They pretend to be friendly and helpful, but they’re deadly.”
The surprise:
He thanked the sly snake and turned with confidence toward his adventure. But when he turned, the sly snake bit him on his hind end and he died.
7 lessons from the naïve leader who died:
- What you don’t know can bite you in the butt.
- A naïve leader feels excitement when caution is needed.
- Inexperience doesn’t know what it doesn’t know.
- Seek advice from several sources.
- The person who seems to help might be waiting for you to turn your back.
- Passion adds danger to naiveté.
- You are never fully prepared for a journey you haven’t taken before. Life is that journey.
From Dan Rockwell, Author, Speaker and Leadership Coach.
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Smart Goals Template
We’re quickly approaching the halfway mark in 2022, meaning it’s time to check in on the progress you’ve made on the goals you set out to achieve this year…
What goals have you achieved so far? Are you on track?
If you need some help resetting your goals, you’re not alone. Things change, priorities shift…
With every goal you set for yourself, you will be continuously inspired, challenged, and pushed to become the best version of yourself.
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Freedom of Speech - How AI Will Make Money Off of Your Voice |
Protect your voice — AI can now infer your gender, socio-economic status, or ethnicity, and even detect illness just from your voice.
TikTok’s privacy policy now allows the collection of voiceprints.
And McDonald’s will implement voice assistants in its drive-thru. This data will be used to build complete profiles of people and deliver more targeted ads.
There are very few protections currently in place.
Privacy advocates are recommending that people avoid prolonged calls with call centers and not use voice assistants. Future litigation over how and when voice data is collected could be the only hope for voice protection.
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“I never did anything worth doing by accident, nor did any of my inventions come indirectly through an accident, except the phonograph. No, when I have fully decided that a result is worth getting, I go about it, and make trial after trial until it comes.” – Thomas Edison
Counsellors Title is initiating this feature of Title Wise called Life Quotes.
Oftentimes we are so busy doing that we forget the reason(s) why. Life Quotes are those mental speed bumps that we will occasionally come across and insert, just to rehearse the important things in life.
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A.S.A.P. Attorney Settlement Assistance Program
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Our real estate secretarial services are able to assist you in every aspect of the sale, purchase, refinance or loan closing process. We will directly communicate with all the parties involved in the transaction and coordinate and obtain all the items necessary to bring the matter to closing.
Our ASAP services can be individually customized to fit your needs. These services include:
- Documentation Preparation
- Disbursement of Funds
- Attendance at Closing
- HUD Preparation or
- Post-Closing Matters
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Our Commitment to Excellence |
Counsellors Title Agency wants to thank you for the opportunity to work with you and your clients to grow your business. Please feel free to click the link above or here to leave us a review on Google. We appreciate your business. |
Sales: Leading NJ title insurance agency seeks experienced licensed salespersons to help expand its market share throughout the entire state. Benefits include health insurance, 401k with an employer match, flexible spending account, expense account, & marketing support. Send resumes by fax: 732-914-8898 or ralph@counsellorstitle.com
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Free Online Title Insurance Calculator |
Counsellors Title Agency announced its updated Title Calculator for New Jersey home purchases & refinances at: Title Calculator
Loan officers, real estate agents and home buyers can find out how much title insurance will cost for purchases made in New Jersey.
Easy-To-Use Functionality
This online tool includes many of the endorsements involved in calculating the cost of a title policy in New Jersey. CTA's Title Calculator is a great tool for real estate salespersons, loan officers, attorneys and those who are buying or refinancing their home.
It calculates the cost of title insurance based upon the purchase price of the home, the loan amount, and the various endorsements that can accompany the loan. The calculator provides the user the scalability of selecting the various endorsements involved in the transaction.
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Handy Guide to Real Estate Sources |
Here are some of the most widely used governmental websites for the real estate industry.
I look forward to being of service to you, providing you with outstanding real-time information and some humor to make doing business a pleasure.
Sincerely,
Ralph
Ralph Aponte
Counsellors Title
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Counsellors Title Agency, Inc. specializes in providing title insurance, title search services and loan closing services serving attorneys, Realtors, banks and various mortgage companies throughout the State of New Jersey. CTA offers full search and insurance capabilities within all 21 counties of New Jersey for commercial, residential and new construction purchases in our Toms River, Freehold, Chatham, and Union locations.
CTA is equipped with the latest digital technologies to ensure a complete and timely transaction.
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Mr. Ralph Aponte
Our Office: 504 Hooper Avenue,
Toms River, NJ 08753
Phone Number: (732) 914-1400
Fax: 732-914-8898
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