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In case you missed last month's educational emails...

Working Through the Financial Impact of Natural Disasters

What to Do if You’re Late Making Car Payments

Protecting Your Finances While Traveling

Your Fall Member Newsletter is Here!

The fall issue of our Member-Owner Update has news & updates that are relevant to all of our members. Members who receive printed statements will receive a copy in their September statement, but this is your opportunity to read it right now!

Do it ALL this Fall!

A Home Equity Line of Credit is your go-to when you need money for literally anything.

Home improvements and additions, unexpected expenses, events, debt consolidation - you name it, you can use a HELOC to pay for it.

Our Home Equity Line of Credit Loans are flexible and convenient:

• Borrow from your line of credit and borrow again if/when you need it!
• Access funds as needed via online banking or the mobile app
• Enjoy potential tax advantages.*
• No penalties for early payoff**

2023 Holiday Loan

Don't wait and worry about paying for the holidays. Take out a Holiday Loan & rest assured it will be paid off by this time next year.

Borrow $500-$3000

for up to 12 months

at a rate as low as

9.99% APR*

*Annual Percentage Rate. Actual rate may be higher or lower based on credit approval and qualifications. Only one loan per qualified member. Offer expires 12/31/2023. Average payment of $263.73 when you borrow $3,000 for 12 months at 9.99% Annual Percentage Rate and make equal monthly payments. Federally insured by the NCUA. Equal Housing Opportunity. NMLS#461085

Kids' Winter Clothing Drive

We are collecting new or very lightly used kids’ coats, hats, gloves, mittens, scarves, snowpants & boots to benefit children in the communities we serve.

Items should be purchased & shipped or

delivered by October 31, 2023.

Save Time & Protect Your Accounts with eAlerts & eStatements

Our free eAlerts & eStatements are a simple way to save time and the potential hassle of overdrafting or being a victim of fraud.

eAlerts - These are alerts you can set up in Online or Mobile Banking for things such as balance levels, spending notifications, payments due, and more. You determine what triggers the alert and how you receive the alert (email and/or text message).

eStatements - Each month you will receive an email notifying you that your statement is ready. You then login to Online or Mobile Banking to view it. eStatements provide access to your statements 24/7, are stored securely for 18 months, and prevent your secure account information from traveling through the postal service.

That MEMBERS1st Auto Loan

Looks Good on You

If you have an auto loan with another lender, there's a good chance we could lower your payment & add some extra money to your budget!

Plus, your MEMBERS1st Auto Loan

always includes:

» Competitive rates on GAP

» Competitive Extended Warranty rates

» No-cost payment estimates & pre-approvals

» No-fee* refinancing from another lender

Simply complete our short auto refinance questionnaire for a free, no obligation payment quote.

We do all the work. You do all the saving.

MEMBERS1^st Community Credit Union

Financially Empowering Central Iowa

Ames | Boone | Eldora | Iowa Falls | Marshalltown | Traer

(800) 245-6199 | info@members1st.com | www.MEMBERS1st.com