Title Wise
The New Jersey Real Estate News You Can Use
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Greetings!
When I come across great business tools, I love sharing them with my friends. Well, in this Title Wise you can download a great 2022 Marketing Calendar that can make all the difference in your marketing efforts.
The pressure on the traditional retail stores is continuing. Macy's is closing 8 more nationwide and Bed Bath & Beyond in on track with its plan to reduce the number of locations. All of this is taking place within a very strong residential market.
Please feel free to email me at ralph@counsellorstitle.com if you have any questions or would like to follow up on any of this edition's articles.
Ralph Aponte
Founder & President
732.914.1400
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Macy's to Shutter 8 More Stores |
Macy's continues to move forward with the closure of additional stores which represents a total of 125 by 2023. These locations include 2 in Colorado, 1 in California, 1 in Texas, 1 in Missouri, 1 in Alabama, 1 in Florida and 1 in Utah.
As the company continues to revamp its business model, it is moving toward integrating its digital platform and the physical retail locations together to form an omni-channel retail ecosystem.
In addition to Macy's closures, Bed Bath & Beyond announced back in January that it was also closing a number of underperforming locations. At the time of the announcement, Bed Bath & Beyond identified 37 locations in 19 states that were already anticipating to be closed by the end of February.
As part of this revamp, New York and California seem to be the states with the most closures: California with 4 and New York State with 7. The only store in New Jersey to close is the Edgewater store located in Edgewater Commons. Pennsylvania also will be losing stores: 1 in Pittsburgh and 1 in York.
The reconfiguration of the retail economy will continue to face challenges as different variants of COVID-19 affect individual state laws and the protocols and procedures of safety. Back in 2020 Bed Bath & Beyond announced that it was planning to shut 200 of its core stores over the next two years. As the number of stores close, Bed Bath & Beyond stock price has soared by 24.5% over the last 12 months, climbing from $35 to $56 per share.
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Super Cool FREE 2022 Marketing Calendar |
Every business today needs a marketing calendar.
Planning ahead can often make all the difference in the world between a successful year and one that is just so-so. You can download this Marketing Calendar.
When it comes to marketing, the most important thing is to just start! I know it's February, but just think, you have 11 more months to plan to make 2022 the best year ever.
So you can start at right NOW. Regardless of where you start planning, what’s most important is that you start planning your 2022 year.
This Marketing Calendar makes it easy for you to know what you need to do and when you need to do it. It also provides quick access to your upcoming and past marketing activities
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"We listen to views that make us feel good, instead of ideas that make us think hard. And people are remarkably open to criticism when they believe it’s intended to help them.” Adam Grant
Counsellors Title is initiating this feature of Title Wise called Life Quotes.
Oftentimes we are so busy doing that we forget the reason(s) why. Life Quotes are those mental speed bumps that we will occasionally come across and insert, just to rehearse the important things in life.
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Reasons to Purchase Title Insurance |
1. THE ROLE OF A TITLE SEARCH
Before committing to purchase or refinancing a property, a title examiner will examine public record databases for the purposes of determining the ownership of the property and to uncover, among other things, deeds, mortgages, wills, divorce decrees, court judgments, tax records, liens, encumbrances, and maps, easements and restrictions associated with your potential property. This search is designed to disclose any potential title defects or legal issues ahead of time.
2. PROTECTION FROM THE UNFORESEEN DEFECTS
Notwithstanding, despite an exhaustive title search process, there is still the potential for unforeseen title defects to arise long after you’ve purchased your new property. Title insurance will protect you from undisclosed or secret:
- Liens that are the result of a prior owner’s actions which can be placed against the property by a contractor, tax authority or lender who hasn’t been paid.
- Easements or a third party’s right to use or access your property even though you are the owner. Say a utility or sewer line runs through your backyard—if so, the utility or sanitation company will have an easement allowing them to access your property. The easement could also prohibit you from using your property however you want, such as building a garage or adding a pool.
- Encumbrances or other forms of claims against the property, which can include restrictive covenants imposed by homeowners’ associations or leaseholder rights.
- Outstanding debt from the previous owner, such as mortgages, judgments, unpaid child support or unpaid taxes.
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A.S.A.P. Attorney Settlement Assistance Program
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Our real estate secretarial services are able to assist you in every aspect of the sale, purchase, refinance or loan closing process. We will directly communicate with all the parties involved in the transaction and coordinate and obtain all the items necessary to bring the matter to closing.
Our ASAP services can be individually customized to fit your needs. These services include:
- Documentation Preparation
- Disbursement of Funds
- Attendance at Closing
- HUD Preparation or
- Post-Closing Matters
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Our Commitment to Excellence |
Counsellors Title Agency wants to thank you for the opportunity to work with you and your clients to grow your business. Please feel free to click the link above or here to leave us a review on Google. We appreciate your business. |
Sales: Leading NJ title insurance agency seeks experienced licensed salespersons to help expand its market share throughout the entire state. Benefits include health insurance, 401k with an employer match, flexible spending account, expense account, & marketing support. Send resumes by fax: 732-914-8898 or ralph@counsellorstitle.com
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Free Online Title Insurance Calculator |
Counsellors Title Agency announced its updated Title Calculator for New Jersey home purchases & refinances at: Title Calculator
Loan officers, real estate agents and home buyers can find out how much title insurance will cost for purchases made in New Jersey.
Easy-To-Use Functionality
This online tool includes many of the endorsements involved in calculating the cost of a title policy in New Jersey. CTA's Title Calculator is a great tool for real estate salespersons, loan officers, attorneys and those who are buying or refinancing their home.
It calculates the cost of title insurance based upon the purchase price of the home, the loan amount, and the various endorsements that can accompany the loan. The calculator provides the user the scalability of selecting the various endorsements involved in the transaction.
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Handy Guide to Real Estate Sources |
Here are some of the most widely used governmental websites for the real estate industry.
I look forward to being of service to you, providing you with outstanding real-time information and some humor to make doing business a pleasure.
Sincerely,
Ralph
Ralph Aponte
Counsellors Title
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Counsellors Title Agency, Inc. specializes in providing title insurance, title search services and loan closing services serving attorneys, Realtors, banks and various mortgage companies throughout the State of New Jersey. CTA offers full search and insurance capabilities within all 21 counties of New Jersey for commercial, residential and new construction purchases in our Toms River, Freehold, Chatham, and Union locations.
CTA is equipped with the latest digital technologies to ensure a complete and timely transaction.
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Mr. Ralph Aponte
Our Office: 504 Hooper Avenue,
Toms River, NJ 08753
Phone Number: (732) 914-1400
Fax: 732-914-8898
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