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Happy Labor Day!

Friends,


Labor Day is an annual celebration of the social and economic achievements of American workers. Labor activists pushed for this federal holiday to recognize those who worked hard contributing to America's strength, prosperity and well-being as found on the Department of Labor Website (www.dol.gov).


I feel we need to take a moment and appreciate workers on many levels; those that continue to work hard, struggle, face stress, or those that are working hard to find a better work-life balance, those who are actively looking for jobs or those who have stuck with their employers through tough times because they enjoy their management team and environment and those that spent years working harder than some will ever understand who finally have retired. We celebrate all who work hard and respect themselves, and others, enough to understand good work ethic. We care about people who appreciate what they do and strive to obtain superior results for the betterment of life, themselves, their product, or service. Celebrate your efforts and successes. Continue to be your best self and if you are an unpaid homemaker or caregiver, we celebrate you too! 


To allow our team well deserved time for their contributions, we will be closing the office at 3:00 p.m. Friday and will reopen on Tuesday.


Wishing you a great September,


Heather Penwell


Heather Penwell and Your Team at Penwell Insurance






Why Life Insurance is Still Important When You Are Young or Single


Many single people believe they don’t need life insurance. With no one relying on their income to act as beneficiaries, why should they pay the monthly premiums? The truth is life insurance is not just for married people with children. It can have many benefits for single people as well.


Life insurance can benefit single individuals in a number of different scenarios, including the following:


  • Building wealth: Life insurance is not only about providing for dependents after your death. You can use a permanent life insurance policy to build wealth while you are still living. This type of policy has a cash value that grows every month when you pay your premiums. You can access that money later on.
  • Protection in case of illness or injury: When you are single, you are on your own, without a spouse’s income to fall back on. Permanent life insurance can be accessed to provide protection in case of an unexpected illness or injury. This is particularly important


Read more by clicking here.


Call us to to get options for life insurance or if you have questions about your current policy, let us know.


Beware of Deer



Fall is the time of year when you are at most risk for hitting a deer, or in some cases, at risk of a deer hitting you. October, November, and December are the three months with the highest number of deer-vehicle collisions. These are the months when deer are both migrating and mating, making them more active which makes them more likely to end up in the path of an oncoming car. Additionally, deer populations are getting larger, while at the same time, their habitats are being displaced by urban sprawl.


Based on claims data, around 1.5 million deer-vehicle collisions occur in the United States each year, and about 14,000 occur in Indiana alone or 16,000 in Illinois. Most often these incidents occur at dawn and dusk.


Click here for tips on avoiding deer and to learn how your action can affect insurance.





YOU HAVE A

NEW

CUSTOMER SERVICE CONSULTANT



You will absolutely love working with Kelsi! 


She is here to help you review your policy, discuss policy changes, help with lender changes, answer billing questions, and so much more. If she can't assist you, she'll direct you to the appropriate person.


Oh, and we don't mean to confuse you with names that start with the consonant sound "K" because you still have Craig, Christy, Kara, and now Kelsi. It's okay that you don't remember who you spoke to because we made note of it for you. And when you call us by the wrong name, just laugh with us and have fun with it.

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600 E Carmel Drive Suite 162

Carmel, Indiana 46032


Call: 317.559.3022


Text: 317.548.0535

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