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Celebrating 14 years as a Medicare Specialist, October 2022

📱 Cell: 315.727.4933

Hello Theresa,



  • MEDICARE –  MEDICAID Changes Coming (May 2023) – Income Chart Provided to Re-Qualify For Medicaid


  • HEALTH SECTION –  BREAKFAST: PROTEIN CHOICES – Feel More Satisfied And Full  



ANNOUNCEMENTNOW LICENSED in NY and Florida.

If you are moving and relocating to Florida, I can help you find a new Medicare plan. Please give me a call; and referrals to friends and family are always welcomed and appreciated! 



I will be known in Florida as “Boomer Health Plans Made Simple, LLC”

(Florida would not let me keep the word “Medicare” in my business name).


Keep reading!


Theresa Cangemi CSA, CLTC

"The Medicare Lady™" 

MEDICARE SECTION


MEDICAID Changes Coming (May 2023) – Income Chart Provided to Re-Qualify For Medicaid


My first newsletter in May discussed, “MEDICAID – You’re Benefits May Change This Year – Will You Re-Qualify For Medicaid?” I thought I would provide a follow up to that newsletter (and keep it going) as to what the new income guidelines are for 2023 to requalify for Medicaid. 

See chart below:


In the meantime, if you missed the first newsletter in May here is a quick recap:


The continuous enrollment provision for Medicaid began February 2020 and is ending or ended March 2023.


It has come to my attention that there will be some changes with some members MEDICAID BENEFITS you are currently receiving. 


Some may lose benefits. Medicaid and state funding is now going through an “unwinding or redetermination period.” 


According to CMS (Centers for Medicare and Medicaid) and the FFCRA provision, COVID-19 officially ended March 2023.

(My article continued below).


Here are the income guidelines to see if you qualify for continuous Medicaid coverage:


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DEFINITIONS needed from above:

The “MSP” program (Medicare Savings Program) are Medicaid-run programs that help cover Medicare Part B premiums and other cost-sharing expenses for people with low income.


The “LIS” program (Low Income Subsidy; also called Extra Help) helps people with Medicare pay for prescription drugs, and lowers the costs of Medicare prescription drug coverage.  


“DUAL” eligible program is defined as those eligible for Medicare and Medicaid.



HOW TO APPLY FOR HELP:

YOU CAN APPLY FOR THE MSP PROGRAM WITH YOUR LOCAL MEDICAID OFFICE (which will included the LIS/EXTRA HELP program)


YOU CAN APPLY FOR THE LIS/EXTRA HELP PROGRAM WITH YOUR LOCAL SOCIAL SECURITY OFFICE


ALSO, the DEPARTMENT OF SOCIAL SERVICES is available for help and enrollment.


**************************************************


In the meantime, if you missed the first newsletter in May here is a quick recap - CONTINUED:

At the start of the pandemic, Congress enacted the Families First Coronavirus Response Act (FFCRA), which included a provision that Medicaid programs keep people continuously enrolled through the end of the COVID-19 public health emergency (PHE), in exchange for enhanced federal funding.


The FFCRA provision requires states to provide continuous coverage for Medicaid enrollees in order to receive enhanced federal funding. By preventing states from disenrolling people from coverage, the continuous enrollment provision has helped to preserve coverage during the pandemic. It also increased state spending for Medicaid.


Issued by the Centers for Medicare and Medicaid Services (CMS) that lay out rules states must follow during the Unwinding Period, also called the Redetermination Period for Medicaid benefits.


Efforts are in place to conduct outreach, education and provide enrollment assistance can help ensure that those who remain eligible for Medicaid are able to retain coverage and those who are no longer eligible can transition to other sources of coverage.


But, as states resume disenrollments following the end of the continuous enrollment provision, millions of people could lose coverage and that could reverse recent gains in coverage. States can resume disenrollments beginning in April 2023 but must meet certain requirements to be eligible for enhanced federal funding during the unwinding. This Redetermination Period or Unwinding could last up to 12 months.


Eligible Medicaid individuals are at risk for losing coverage if they do not receive or understand notices or forms requesting additional information to verify eligibility or do not respond to requests within required timeframes.


All states indicated they had taken steps to update enrollee contact information during the past year and nearly three-quarters of states (37) were planning to follow up with enrollees before terminating coverage. As of March 13, 2023, 26 states had posted their renewal redistribution plan, which had to be submitted to CMS (Centers for Medicare and Medicaid) by February 15, 2023 for most states. 



Contents of this article are taken in-part from the online article: 

10 Things to Know About the Unwinding of the Medicaid Continuous Enrollment Provision

HEALTH SECTION


BREAKFAST – PROTEIN CHOICES TO FEEL MORE SATIFIED THROUGHOUT THE DAY


Do you eat sweet items for breakfasts? Eating animal protein in the morning promotes the production of dopamine, a neurotransmitter that stimulates the mind and jump-starts your motivation to tackle the day. In addition proteins make you more motivated and alert. Consuming protein at breakfast can also help you feel full longer and reduce snacking later in the morning.


Eggs are the perfect solution because they contain extremely high quality protein and are rich in vitamins and minerals. But there are other protein sources you can try for variety:


  • Animal protein: one ounce of cheese (preferably goat or sheep milk), a yogurt (goat or sheep milk), sardines


  • Plant-based protein: soy-based vegan yogurt, chia seeds, nuts (almonds, walnuts, cashews, etc.)


Here is the full article: 

The Perfect Breakfast
* This article is for information purposes only. I don’t recommend, support, or diagnose any featured writer or article. I am not a doctor. Your health is one of a kind. What works for one person may not for another, so the information in these articles should not take the place of an expert opinion. Before making significant lifestyle or diet changes, please consult your primary care physician or nutritionist. You and your doctor will know your own health best.
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