Action Alert!
February 28, 2023
Crossover Day for the 2023 Georgia Legislative Session is quickly approaching on Monday, March 6! This will be Legislative Day 28. Generally, a bill must move from one chamber to the other by this date to be passed during the session.
URGENT — SUPPORT THE MOTOR VEHICLE TITLE LOAN ACT
House Bill 342, sponsored by Representative Josh Bonner (R-73), would enact the "Motor Vehicle Title Loan Act" to require statewide regulation of car title lenders who prey on cash-strapped Georgia families, often trapping them in a cycle of debt. Many consumers turn to car title loans in times of crisis, only to find out later that these high-interest loans spell big trouble.

Car title lenders are not currently regulated by the Department of Banking and Finance, which regulates all other lenders in the state. According to a poll conducted in November 2022, 71% of Georgians believe that the Department should regulate car title lenders. HB 342 would:

  • Require regulation of motor vehicle title lenders by the Department of Banking and Finance, which regulates all other lenders in the state.
  • Make car title lenders subject to small-dollar lending interest rate caps and other consumer protections.
  • Require lenders to return to the borrower any surplus obtained if the vehicle is repossessed and sold.

Tomorrow, the House Committee on Banks and Banking will decide if HB 342 will advance for a floor vote. Your voice is needed to protect Georgia families from predatory car title loans. Please contact members of the Banks and Banking Committee (listed below) and ask them to vote in favor of the Motor Vehicle Title Loan Act tomorrow, March 1!

House Committee on Banks & Banking
Rep. Noel Williams, Jr. (R-148), Chairman
  • Capitol Phone: (404) 656-5146
  • noel.williams@house.ga.gov

Rep. Will Wade (R-9), Vice Chairman
  • Capitol Phone: (404) 651-7737
  • will.wade@house.ga.gov

Rep. Joseph Gullett (R-19), Secretary
  • Capitol Phone: (404) 656-0178
  • joseph.gullett@house.ga.gov

Rep. Kimberly Alexander (D-66)
  • Capitol Phone: (404) 656-7859
  • kimberly.alexander@house.ga.gov

Rep. Carter Barrett (R-24)
  • Capitol Phone: (404) 656-0152
  • carter.barrett@house.ga.gov

Rep. Johnny Chastain (R-7)
  • Capitol Phone: (404) 656-0325
  • johnny.chastain@house.ga.gov

Rep. Jasmine Clark (D-108)
  • Capitol Phone: (404) 656-0287
  • jasmine.clark@house.ga.gov

Rep. Clint Crowe (R-118)
  • Capitol Phone: (404) 656-0325
  • clint.crowe@house.ga.gov

Rep. Robert Dickey (R-145)
  • Capitol Phone: (404) 656-5099
  • robert.dickey@house.ga.gov

Rep. Demetrius Douglas (D-78)
  • Capitol Phone: (404) 656-7859
  • demetrius.douglas@house.ga.gov

Rep. Emory Dunahoo (R-31)
  • Capitol Phone: (404) 656-7857
  • emory.dunahoo@house.ga.gov

Rep. Gloria Frazier (D-126)
  • Capitol Phone: (404) 656-0265
  • gloria.frazier@house.ga.gov

Rep. Lee Hawkins (R-27)
  • Capitol Phone: (404) 656-7855
  • lee.hawkins@house.ga.gov

Rep. Penny Houston (R-170)
  • Capitol Phone: (404) 463-2248
  • penny.houston@house.ga.gov
Rep. Carolyn Hugley (D-141)
  • Capitol Phone: (404) 656-0109
  • carolyn.hugley@house.ga.gov

Rep. David Knight (R-134)
  • Capitol Phone: (404) 463-2246
  • david.knight@house.ga.gov

Rep. Regina Lewis-Ward (D-115)
  • Capitol Phone: (404) 656-0287
  • regina.lewis-ward@house.ga.gov

Rep. Pedro "Pete" Marin (D-96)
  • Capitol Phone: (404) 656-0314
  • pedro.marin@house.ga.gov

Rep. Billy Mitchell (D-88)
  • Capitol Phone: (404) 656-0298
  • billy.mitchell@house.ga.gov

Rep. Butch Parrish (R-158)
  • Capitol Phone: (404) 463-2246
  • butch.parrish@house.ga.gov

Rep. Clay Pirkle (R-169)
  • Capitol Phone: (404) 656-5912
  • clay.pirkle@house.ga.gov

Rep. Trey Rhodes (R-124)
  • Capitol Phone: (404) 656-5099
  • trey.rhodes@house.ga.gov

Rep. Jason Ridley (R-6)
  • Capitol Phone: (404) 656-3947
  • jason.ridley@house.ga.gov

Rep. Sandra Scott (D-76)
  • Capitol Phone: (404) 656-0314
  • sandra.scott@house.ga.gov

Rep. Dexter Sharper (D-177)
  • Capitol Phone: (404) 656-0126
  • dexter.sharper@house.ga.gov

Rep. Dale Washburn (R-144)
  • Capitol Phone: (404) 656-0152
  • dale.washburn@house.ga.gov

Rep. Bruce Williamson (R-112)
  • Capitol Phone: (404) 656-5025
  • bruce.williamson@house.ga.gov

Rep. Bill Yearta (R-152)
  • Capitol Phone: (404) 656-0254
  • bill.yearta@house.ga.gov
Throughout the session, we are continuing to advocate for the passage of legislation that ensures equity and justice for all Georgia consumers. To keep up-to-date on other issues we're following, visit our Take Action page.
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