It has become a very common misbelief that in order to obtain a mortgage to purchase a house the buyer needs a 20% down payment. Well although this may have been the case years ago, this is no longer true! It's actually the exact opposite. Today there are loans out there that require NO down payment at all! While not everyone will qualify for 0% down, there are still much more reasonable loans that only require as little as 3% and are pretty easy to qualify for. That is, if you have the right real estate agent of course! You know, one that gives you REAL VALUE, like connections to mortgage officers that can qualify buyers easier, quicker and more affordable than the big corporate banks. Hmmm....but what agent could that possibly be...? 🤔😏😅 That's right, I work with many local mortgage officers that don't have to adhere to the ridiculous rules of large banks allowing them to approve borrowers on a case-by-case basis, taking into account each individuals situation and status instead of comparing them against corporate requirements.

So, if you are one of those people who have been putting off your dream of home ownership simply because you don't have the ridiculous amount of cash that a 20% down payment requires, then I hope this reaches you. I talk to many, many hopeful buyers every day and so many of them say they haven't even tried to start the homebuying process because they don't have the 20%. They are often surprised when I tell them how affordable a mortgage can actually be. Especially for first time homebuyers. So don't wait any longer, give me a call and I will put you in touch with some great lenders! I'm always available. Talk to you soon!

Your Real Value Realtor,

Zach Burnham