Advantage Advisor
Monthly Newsletter
January - 2023
In today’s economy, taking control of your finances is essential to ensure a secure financial future. The start of a new year is the perfect time to assess your current financial situation and make improvements. In 2023, there are several effective strategies you can pursue to improve your finances.

Click below to find out more:
In This Issue:

  • Ways To Improve Your Finances In 2023
  • How Will Inflation Impact Your Personal Finances
  • Most Popular Credit Counseling Questions
  • Credit Card Debt From Holiday Gift Overspending
  • Clients Speak Out (Reviews)
  • Helpful News & Events
RECENT BLOG POSTS - 
By understanding how inflationary trends work and their impact on investments and day-to-day spending, individuals can make informed decisions during this often stressful time of transition. They can ensure that their financial plans are robust enough to... Read more here!
If you’ve been browsing our website, you might have noticed that we offer many tips to help you manage your finances and a lot of great advice about credit counseling and debt management. However, if you’re like many of our potential clients... Read more here!
When it comes to holiday gift giving, it’s easy to go extreme and end up with a hefty credit card bill afterward. Overspending on gifts can lead to mountains of debt and financial strain that can take months or even years to pay off if... Read more here!
CLIENTS SPEAK OUT - 
"It was easy, and you did what you said you would. I saved a lot of interest money. Thank you!" ~ Deborah G.
"Everyone was very helpful and pleasant when I called and easy to work with. Thank you so much!”  ~ Beth M.
"I worked with CCS to consolidate debt. I was able to pay off several credit cards and a medical debt much faster than I ever could have on my own." ~ Nicole K.
HELPFUL NEWS & EVENTS - 
The Affordable Connectivity Program (ACP):

The Affordable Connectivity Program (ACP) is a new federal program run by the Federal Communications Commission (FCC) to help low-income households pay for internet services and connected devices like laptops or tablets.

You’re likely eligible if your household’s income is below 200% of the Federal Poverty Line or if you or someone you live with currently receives a government benefits such as SNAP, Medicaid, SSI, WIC, reduced lunches, etc. Only one monthly service discount and one device discount are allowed per household.

If your household is eligible, you could receive:
  • Up to a $30/month discount on your internet service
  • Up to a $75/month discount if your household is on qualifying Tribal lands
  • A one-time discount of up to $100 for a laptop, tablet, or desktop computer (with a co-payment of more than $10 but less than $50)

There are 3 ways to apply for the ACP: online, by mail, or through a 
participating internet company. 
1. Online: Consumers can go to AffordableConnectivity.gov to apply.
2. Mail: Consumers can print an application (English or Spanish) or request a paper application by calling the ACP Support Center at (877) 384-2575
3. Through a participating internet company: Consumers can apply through a participating internet company. They can find a participating internet company with the provided Companies Near Me tool.

Click Here to find out more about the Affordable Connectivity Program (ACP).
Disclaimer: The information provided is for informational purposes only. The materials are general in nature, and are not offered as advice or guarantee, and should not be relied upon without advice from an attorney or a financial advisor. Reading the information does not constitute a legal contract, consulting, or any other relationship with Advantage Credit Counseling Service.