Client Review

Posted by Bridget - Five Star Review, AVVO

October 23, 2018

Debt Collection

"Mr Holland is an exceptional attorney and his knowledge and dedication is unsurpassed. Word of mouth from one person to another is your best referral I do believe. I was in an overwhelming situation from old investment properties from several years ago. Debt buyers showed up after the debt had been sold 3 times over. I was in shock and scared I contacted Mr. Holland. His knowledge and expertise helped aid in taking care of the situation. He is a caring attorney when I felt I was in a hopeless situation. I have a fresh start without looking over my shoulder from the debt buyers. Call the Holland Law firm they will do an outstanding job for you."

AVVO Lawyer Directory

Do You Have a Refund from the Federal Trade Commission that you don't Know about?

The Federal Trade Commission (FTC) is a government agency that protects consumers from unfair business tactics and it tries to maintain a fair marketplace.

When the agency finds illegal business practices and consumers lose money as a result, they go after those companies legally.

The agency can't always locate all consumers to notify them of a refund, but you can take a look at recent cases.

Link to FTC Cases Resulting in a Refund

Solar Panel Scams

You are in the process of purchasing your new home and it has solar panels installed. First you think this is a win win, because you are going to get air conditioning and heating for a reduced cost. Then you are presented with paperwork to take over the lease of the solar panels, and you are not quite sure this is the best idea.

People contact us about solar panels that are not working at all but the homeowner is still being charged for them, or the panels are so heavy that it is causing their roof to bow. And roof leaks.

Derek Hills recently became Of Counsel to HLF and he has over 20 years in the construction industry to leverage for our clients when dealing with solar panel financing and installation issues, bid and scope review, administrative hearings and other construction disputes.

Read More in HLF Blog Solar Panel Scams: When to Hire a Consumer Protection Attorney

No Fault Grounds and The Newer "No

Fault" Divorce: Mutual Consent

There are many grounds for divorce: adultery, desertion, imprisonment following conviction of a crime, and others. There is also a "no fault grounds" for an absolute divorce. Before filing for divorce, the spouses must have lived separate and apart without cohabitation for 12 months without interruption to establish a no fault divorce.

The newest grounds for divorce is simply divorce "by mutual consent." Mutual consent requires that the parties submit to the court a signed Settlement Agreement that covers all possible issues including alimony, division of property, custody and visitation, and child support. If there are children involved, the court must be satisfied that the terms of the agreement are in the best interests of those children.

Jessica Russell recently joined the Holland Law Firm and she is a third generation lawyer with a special focus on family law, including mediation, divorce, custody, visitation and child support. She has helped many clients understand all their options when going through child custody and divorce cases.

Read More About No Fault Grounds for Divorce

Sometimes you just don't know where to start when you suspect you have been a victim of identity theft. Contact all three main credit reporting agencies and place a fraud alert on your accounts first.

Here are the websites for the three main credit reporting agencies for fraud alerts: Experian Fraud Center, Equifax Alerts, and TransUnion Fraud Alert.

There are two types of fraud alerts: short and extended.

1- Initial Alert- you believe you have been a victim of identity theft or about to be, it lasts for up to a year;

2-Extended Alerts - after your identity has been stolen and you have filed an identity theft claim, it can last up to seven years;

Security Freeze - a federal law that went into effect since 2018 that requires all three agencies to freeze and unfreeze your credit report for free. It stops new creditors from accessing your credit file and others from opening accounts in your name, until you lift the freeze.The federal law regarding security freezes does not apply to someone who requests your credit report for employment, tenant-screening, or insurance purposes. Unlike fraud alerts, if you place a security freeze with one credit reporting company they will not notify the other credit reporting companies.

Read More in HLF Blog