Summertime, and the livin is easy—
especially when using your credit card
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Summertime is finally upon us! As the days stretch longer, the sun shines brighter, and our sunscreen supply gets bigger, we start celebrating the warmth and fun of the summer season. It is also a time many of us plan for a much-needed vacation.
Along with choosing your summer activities, is choosing the best way to pay for them. Whether it’s for security, convenience or just out of habit, a credit card may be your best travel companion.
Common advantages of using a credit card:
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Convenience: Credit cards are almost universally accepted. Plus, when you are on vacation, do you want to spend your time focusing on the experience or trying to locate an ATM?
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Security: Carrying around large amounts of cash is not always a good idea. If you lose your cash, it is likely gone forever. If you lose your credit card, you can cancel it and get a replacement sent to you. You also will not be held responsible for any unauthorized charges.
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Arrangements: As many of us have experienced, a credit card is usually required when renting a car or making hotel reservations.
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Reward Points: Using a credit card to pay for today’s vacation could get you to tomorrow’s faster, thanks to reward points. For example, with Mid Oregon Everyday Rewards VISA you receive a point for every $1 and double points for gas and groceries: $1,000 gas/groceries = 2,000 points; $500 miscellaneous purchases = 500 points. Total of 2,500 points = $25 in prepaid gift cards or cash!
If you decide a credit card is the route for you, the next step is to determine what type of card.
Finding the right Mid Oregon credit card for you is as easy as asking a few questions. Do you want to earn points for everyday purchases and DOUBLE points for qualified gas and grocery purchases? Or, just a local, affordable card that you can use for large purchases, vacations and emergencies?
By understanding your options and asking the right questions, you can find a Mid Oregon credit card that is the best fit for your spending habits and credit situation.
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JUNE 2022
Mid Oregon is proud to be the Grand Entry Sponsor. Look for us Saturday, 9:30 a.m., at the parade!
20 Juneteenth—Mid Oregon Closed
10 a.m., Presented by Jodie Rogers, Creative Director, Mid Oregon. Register here.
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JUNE 2022 cont.
Featuring Off the Record. 5 p.m., Frontier Heritage Park, La Pine. Live, free music!
Mid Oregon is proud to be the Grand Entry Sponsor. Bring the whole family!
Bring the kids to paint their free stick horse! Ochoco Creek Park, Prineville.
JULY 2022
All Mid Oregon locations will be closed.
14 Mid Oregon's Music in the Pines
Featuring Toast and Jam. 5 p.m., Frontier Heritage Park, La Pine.
Performer TBA, 6-8 p.m. Pioneer Park, Prineville
27 Picnic in the Park
Performer TBA. 6-8 p.m. Pioneer Park, Prineville
28 Mid Oregon's Music in the Pines
Featuring Infamous Soul. 5 p.m., Frontier Heritage Park, La Pine.
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The Great Drake DUCK Race is back! |
After a two-year hiatus, the ducks have migrated back and will be in the river Sunday, September 11!
Five-dollar tickets will go on sale mid-June. Stay tuned for your chance to win over $18,000 in prizes, including $5,000 in cash, season passes to Hoodoo, diamond earrings, and more!
Proceeds benefit Mountain Star Family Relief Nursery,
Deschutes Children’s Foundation, Boys and Girls Clubs of Bend & Central Oregon Veterans Outreach!
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Fraud Protection Tip—ignoring your credit report can be costly
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i·den·ti·ty theft
noun
- the fraudulent acquisition and use of a person's private identifying information, usually for financial gain
As you’re reading this, a cyberthief could be buying a new car with your credit.
To find out if this is happening to you—check your credit report. Checking your report can show any recent purchase activity made with your credit. If you do notice unauthorized activity, acting quickly can make it easier to recover if you ever are a victim.
How to access your credit report
You can get your credit report from several sources and can buy it from one of the three major credit reporting agencies. You can also take advantage of Mid Oregon's free, secure option Credit Savvy located in Digital Banking. When you enroll, you will receive anytime, anywhere access to your credit score, as well as key information from your credit report. You can also sign up for emails to alert you to changes to your credit report.
In the age of increased identity fraud, there’s never been a more crucial time to pay attention to your credit report.
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Member Products and Promotions |
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Digital Banking—a good thing gets better! |
Exciting News! We’re updating the look of our Digital Banking app with a cleaner design and a simpler navigation flow that will help you easily accomplish your day-to-day mobile banking needs.
Here’s what you can expect with the refreshed app:
- Updated Account Screen.
- Simplified Navigation.
- Streamlined Mobile Deposit Design.
- Overall Improved Look and Feel.
The update is planned for mid-June so make sure your device is set to update automatically so you can see it as soon as it’s ready. If you haven’t tried Digital Banking yet, download the app and get started today. Available in the App Store and Google Play. Visit our Digital Banking page for more information.
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Take your summer on the road |
The road is calling, and it is time to take advantage of those long, warm summer days in a new or used auto. Sound tempting? How about we add the option of taking a 60-day vacation on your first loan payment? Already have an auto loan elsewhere? Refinance with Mid Oregon at a lower rate and still take that 60-day vacation.
Looking to travel in style in a new or used RV? Well, we have loans for them too.
What are you waiting for? Take advantage of our competitive rates and hit the road today—summer awaits! Oh, and don't forget to use your Mid Oregon Everyday Rewards VISA to get double points when at the gas pumps.
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Looking for a weekday schedule with regular hours? Love helping people? Ready to learn & grow? Join the Mid Oregon team!
Whether you're new to financial services or eager to take the next step in your career, visit midoregn.com/careers to view current openings and get started.
Know someone who may be interested? Let them know about the exciting opportunities with Mid Oregon.
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Love My Credit Union Rewards
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With the Love My Credit Union Rewards (LMCU) program, Mid Oregon members receive exclusive discounts on a variety of products,
LMCU is just another one of the many benefits of being a Mid Oregon member. Take a moment and explore the rewards available to you. |
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About Mid Oregon Credit Union |
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Mid Oregon Credit Union is a full-service, member-owned financial cooperative headquartered in and serving Central Oregonians since 1957. With more than 41,000 members in Deschutes, Jefferson, Crook, Wheeler, Lake, and North Klamath Counties and over $600 million in assets, Mid Oregon partners with members to meet their financial needs and to help them achieve their dreams. For more information about our services and branch locations in Bend, La Pine, Madras, Prineville, Redmond, and Sisters, please visit midoregon.com.
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541-382-1795 | 800-452-3313
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