AN INDEPENDENT RISK MANAGEMENT COMPANY |
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Whether you love your spouse or partner, your children or grandchildren, your parents or a favorite charity, life insurance means they’re protected if something happens to you. |
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Yvonne L. Reitemeyer, ChFC, CLTC
Office: 570-421-7447 x103
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"We Protect What Matters Most" |
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FRM Group has a new agent joining the team, Dena M. Maisano
Maisano comes to the agency with an extensive administrative background. Working in various New York law firms, she held the position of Legal Secretary and Administrative Assistant.
Characteristics of being well organized and detailed oriented as well as having excellent communication and interpersonal skills are evident. Maisano is the perfect fit to assist the CEO and team.
She has called Brodheadsville her home since moving from New York on Christmas Day 2020. Volunteering at her local church, cooking for friends, and spoiling her feline buddies are among her most favorite pastimes. She considers herself a true ailurophile! “Studying and passing the insurance exam has given me the opportunity to change careers and gain personal growth, “says Maisano.
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There are no networks or co-pays; instead, you'll submit your eligible expenses as a claim after your vet visit. For comprehensive plans that cover accidents and injuries, you'll likely need to meet a deductible before your coverage kicks in.
To check for pre-existing conditions (which aren't usually covered), some insurers require a checkup and waiting period before your coverage begins. The waiting period may be a few weeks for illness coverage; for accident coverage, it's usually a few days. Note that Progressive's Pet Insurance by Pets Best does not require a checkup, but it does require waiting periods: three days for accident coverage and 14 days for illness coverage.
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Si su perro o gato está enfermo o lesionado, el seguro para mascotas puede cubrir sus facturas veterinarias elegibles y ciertos medicamentos de acuerdo con lo que cubre su póliza. Con el seguro para mascotas, normalmente puede utilizar cualquier veterinario con licencia, incluidas las clínicas especializadas y de emergencia. No hay redes ni copagos; En su lugar, presentará sus gastos elegibles como un reclamo después de su visita al veterinario. |
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Hablemos de seguro para mascotas |
Para los planes integrales que cubren accidentes y lesiones, es probable que deba cumplir con un deducible antes de que comience su cobertura. Para verificar las condiciones preexistentes (que generalmente no están cubiertas), algunas aseguradoras requieren un chequeo y un período de espera antes de que comience su cobertura.
El período de espera puede ser de unas pocas semanas para la cobertura de enfermedad; Para la cobertura de accidentes, generalmente son unos pocos días. Tenga en cuenta que el seguro para mascotas de Progressive de Pets Best no requiere un chequeo, pero sí requiere períodos de espera: tres días para la cobertura de accidentes y 14 días para la cobertura de enfermedad.
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Take your agent with you!
FRM Group Insurance and Financial Services is licensed in Pennsylvania,
California, Maryland, New Jersey, Florida, New York, Georgia, Alabama,
South Carolina, Ohio, Texas
#poconoinsurance #FraileyCoversYourHome #FraileyHablamosEspanol #carboncountyinsurance #lehightoninsurance #jimthorpeinsurance
#weprotectwhatmattersmost #thinkfraileyfirst #takeyouragentwithyou
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FRM Group
1286 N Ninth Street, Stroudsburg , PA 18360
445 Coal St, Lehighton, PA 18235
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