Source: Southeastern MLS

Download The New J-1 & JJ-1 PDF Documents Below

Source: Michigan REALTORS^® (MR)

Post-Verdict Guidance from NAR President Tracy Kasper

Source: Michigan REALTORS^® (MR)

Window to the Law:

Know Your Fiduciary Duties

Source: National Association of REALTORS^® (NAR)

Local MLS Broker Marketplaces in Action

Economics of Buying a Home

Source: National Association of REALTORS^® (NAR)

Fair Housing Center of Metropolitan Detroit's Down Payment Assistance Program

Down-Payment Assistance Available for Homebuyers and Homeowners

 When a Home is Appraised Below the Loan Amount

The Fair Housing Center of Metropolitan Detroit is pleased to announce that it has received “Opportunity Fund” funds to be used for down payment assistance. The down payment assistance funds are available under the following conditions: 

• The funds will be used for down payment assistance of up to $10,000 for new homebuyers and homeowners whose applications are denied based on the appraised value of a home being below the loan amount.

• Although a preference will be given to new homebuyers or homeowners seeking to purchase or refinance a home for $100,000 or less, down payment assistance is available for purchases above $100,000.

• As a condition of the down payment assistance, the homebuyers and homeowners will be required to provide copies of their purchase agreement, appraisal(s), and the requested loan amount. The homebuyers or homeowners participating in this program will be required to execute any necessary release for the disclosure of such records and information.

Source: Steve Tomkowiak, Executive Director Fair Housing Center of Metropolitan Detroit

A Year In Review: 2023 Legal Q&A

As we wrap up 2023, your Michigan Realtors® Legal Team has found themselves, once again, reflecting on another year of legal education. And what better way to reflect on legal lessons learned than to revisit the top Legal Hotline Questions of 2023?

Source: Rebecca Berke, ESQ., Director of Legal Education (MR)

NAR's Board of Directors approved a change to the Code of Ethics training requirement, extending it from every two years to every three years. This extends the current cycle deadline from March 1, 2022, to Dec. 31, 2024.

REALTORS® are required to complete ethics training of not less than 2 hours, 30 minutes of instructional time. The training must meet specific learning objectives and criteria established by the National Association of REALTORS®. 



Training may be completed through NAR’s online courses or through another method, such as online or classroom courses via local/state associations. Read the consequences for failing to complete Code of Ethics training.

MICHIGAN REAL ESTATE LICENSEES NOW HAVE INDIVIDUAL EXPIRATION DATES, BASED ON THE ORIGINAL ISSUE DATE OF THE LICENSE.

The month and date of your license expiration is your new deadline each year to complete your 2 hours of legal credit.

IDENTIFYING REAL ESTATE LICENSE EXPIRATION DATE AND CONTINUING EDUCATION DEADLINES

To remain compliant and meet the continuing education requirements for renewal, licensees need at least 18 total credit hours every three years. Within these 18 hours, two hours of legal credit must be taken in each year you are licensed. The additional 12 credits to reach a total of 18 prior to renewal may be credits of any type (legal or elective) and may be taken at any time during the three-year period.

To find your license expiration date(s), click here!

Thank You to our 2023 SEBAR Affiliate Partners ...



Diamond Partners

ATA National Title Group

Amber, Majtyka & P.J. Ruokis

Michigan Title Insurance Agency, Inc.

Rick "Smitty" Smith, Adam Drobet, Michelle Vajcner, Julie Wery

Pillar to Post

Steven Peterson

 Ruby Partners

First American Title Company

Linda Gutierrez, Rachel Lloyd, Frank Lucarelli, Angie McNeely

Supreme Lending

Julie Sammons & Stephen Fiordelis

Gold Partners



Accuspect Home Inspection Company

Dale Raines

First Merchants Bank

David Evanoff, Howard Roberts, Susan Roppel

Monroe Community Credit Union

April Eggert

 Silver Partners

2-10 Home Buyers Warranty

Mark Light

American Financial Network

Tom Ciotti

America's Preferred Home Warranty

Tyler James

Delmar Mortgage

Ramzi Faraj

Downriver Profile

Robbin Moyer

GreenStone Farm Credit Services

Brian Young

Hassett Title

Dan Hassett, Doug Hassett, William Hassett

InsideOut Inspection Plus

Wayne Pavlika & Keirsten Rowley

Lawyers Title of Monroe

Goran Cepo, Ann Hammack, Kendan Myers

Simple Mortgage

Dawn McCarty

Union Home Mortgage

Jacob Boes & Shannon Henegar

University Lending

Dan Voran, & Donna Ferguson

We are so grateful for your continued support of SEBAR!