AN INDEPENDENT RISK MANAGEMENT COMPANY 
"We Protect What Matters Most"
Angels for Aging Campaign ends Friday, December 8th.
Stop in at one of our locations and help 
FRM Group Insurance and Financial Services
supply the elderly with Christmas wishes this year.
The team at FRM Group Insurance and Financial Services put up a Christmas tree.
 
Monroe County Area Agency on Aging and The Gardens at Stroud supply the names of elderly people along with their two wishes.
 
These names and wishes are placed on the tree in order for clients, public and staff to take.
 
Starts Wednesday, November 1, wishes are purchased and gift wrapped placing the name on top of gift.
The team at FRM Group Insurance and Financial Services put up a Christmas tree.
 
Carbon County Area Agency on Aging supply the names of elderly people along with their two wishes.
 
These names and wishes are placed on the tree in order for clients, public and staff to take.
 
Starts Wednesday, November 1, wishes are purchased and gift wrapped placing the name on top of gift.
WINTER WEATHER
Tips to Help you Prepare...
As the seasons change and temperatures begin to drop across the country, now is a good time to help customers prepare for colder weather with these helpful tips. You may even find this information useful as you prepare your own home or business.

Snow blower safety is important to think about before, during and after a snow storm.

Using a generator for emergency power? Help keep your home safe with portable generator safety information.

Wondering how to prepare for a snow storm? Get the facts on how to help prepare yourself and your home for winter storms.

Wondering how to prevent frozen pipes this winter? Learn which pipes are most at risk, and get tips on preventing frozen pipes.

Ice dam prevention is an important step in preparing your home for winter. Learn how to prevent ice dams in your home this winter.

Understand how much snow/ice your roof can handle, get tips on snow removal and other strategies to help prevent roof collapse.
Ask Me About My Icon...👇
Stacy J. Ferguson
Account Manager, Personal Lines
Ronalyn D. Birnbaum
Managing Agent,
Commercial/Personal Lines

Take your agent with you!

FRM Group Insurance and Financial Services is licensed in Pennsylvania,
Alabama, California, Delaware, Florida, Georgia, Indiana, Maryland, New Jersey,
New York, North Carolina, Ohio, South Carolina, Texas

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#weprotectwhatmattersmost #thinkfraileyfirst #takeyouragentwithyou
#askmeaboutmyicon
FRM Group Insurance
1286 N Ninth Street, Stroudsburg , PA 18360
445 Coal St, Lehighton, PA 18235