HFG October 2021 Newsletter
As the world opens up, we can now think of planning to visit that beach destination during the winter months!
When you travel for business or pleasure, your Chambers of Commerce Group Insurance Plan continues to work for you. The Plan’s Extended Health benefit includes coverage for eligible expenses resulting from a medical emergency outside your province of residence.
Please refer to the Voyage Assistance brochure for more details.
•       Coverage includes 24 hour emergency assistance finding medical help abroad, including emergency medical payments and evacuation as well as hospital and physician charges for emergency treatment outside Canada. 

To learn more about how to purchase additional coverage for trip cancellation click here.
#SafetybyPositivity: How COVID Changed Canadian Culture
It’s not all negative. This article highlights just a few of the ways our Canadian culture has moved in the right direction as a result of Covid. #gratitude

 
Why The Pandemic Causes Languishing And How To Cope
We are all affected in varying ways by the ongoing pandemic. For some, it’s anxiety, depression and insomnia to name a few. For others, we may feel a general lack of motivation and that each day after the other is the same. This is where the term languishing (the opposite of flourishing) enters the conversation. This video interview by the CBC brings in professionals to explain this briefly and succinctly so that we can identify ways to cope with this particular state of mind.
CHAMBERS PLAN UPDATE
Did You Know?

Critical Illness (CI) Insurer Change and Enhancement
Your Chambers Plan may include Critical Illness benefits, which were previously underwritten by Wawanesa Life. This benefit is now (as of April 1, 2021) provided by Sutton Special Risk, underwritten by Lloyd’s. 

Enhancements to the program include coverage for additional conditions, Cancer Recurrence, Early Stage Diagnosis, and Multiple Events, as well as access to the Care Navigator Benefit. Further, the benefit will terminate on the Plan anniversary date (i.e., April 1) following a Plan member’s 70th birthday rather than following their 65th birthday. Under some options, $5,000 of coverage will be provided per eligible dependent child at no additional cost. 

Additional information, including details about the above components of the Critical Illness benefit, can be viewed in your booklet, which is always up to date on your Employee profile at www.my-benefits.ca.
Best Practice for New Hires!

Complete and submit the enrolment applications when new employees are hired. The Chambers Plan will process the application with the employee’s coverage commencing at the end of their waiting period. There is no need to “remember” to enrol the employee at a future date, and premiums will only be billed when the employee’s coverage begins

CLICK BELOW TO WATCH VIDEO:
Hynek Financial Group
5500 North Service Road, Suite 209, Burlington, ON  L7L 6W6
PH: (905) 319-9999
Email: info@hfgb.ca