AN INDEPENDENT RISK MANAGEMENT COMPANY 
Year-End Insurance Tips ~ Re-evaluate and Prepare for Next Year.
As one year draws to a close and another is soon to begin, take the time to look at your insurance policies to see if there are any updates or adjustments needed and to make sure you have the coverage you need. Let’s face it, as well as review your policies to make sure they are up-to-date. Let’s face it, a lot can happen in the course of a year, and your insurance policies need to reflect those changes

Life Insurance: And with a new bundle of joy – You and your spouse will want to look at how to protect the little one financially if one parent is no longer there

Homeowner’s Insurance: Your home is likely your greatest asset – Be sure your homeowners coverage is up to date. Has the value of your home changed?

Auto Insurance: Look for discounts - Some insurance companies offer discounts for people who take defensive driving classes each year.

Other Insurances: Evaluate your needs by your stage in life - As an emptynester, you may be planning to retire to a new area, considering long-term care coverage or evaluating annuities. 
Our Community: Holiday Traditions
Belvin Family Christmas 2021
Hosted By: Pocono Mountains United Way
When: December 1, 2021 - January 1, 2022
Recurrence: Recurring daily
Time: Sunday through Thursday: 5-9:30 P.M.; Friday & Saturday: 5-10 P.M.
Price: Donations Accepted

Christmas in the Park
Lehighton, PA
When: December 3, 4, 5 - Trees Decorating
December 5 - Tree Lighting Ceremony

Shawnee Playhouse presents:
Elf the Musical
November 26th - December 19th
The Sherman Theater presents:
Change the Musical
December 11th, 12th, 18th & 19th
#poconoinsurance #thinkfraileyfirst #FraileyCoversYourHome
#FraileyHablamosEspanol #carboncountyinsurance
#lehightoninsurance #jimthorpeinsurance
FRM Group Insurance and Financial Services
1286 N Ninth Street, Stroudsburg , PA 18360
445 Coal Street, Lehighton, PA 18235