Spice up your vehicle loan this fall & receive $100 cash.

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November 2022 eNews

REFINANCE YOUR AUTO LOAN FROM ANOTHER LENDER AND ENJOY

NO Payments for 90 days,

$100 cash, and

rates as low as 3.74% APR!*

Have questions?

Chat with a loan officer.

You'll love CREDIT UNIONING with us!

Apply Online

*Annual Percentage Rate. APR for auto loans is a fixed rate and will not increase during the loan term. All loans subject to approval. Terms of repayment. Example: $10,000 auto loan with a term of 60 months at 3.74% APR would have a monthly payment of $182.44. Federally insured by the NCUA. Equal Housing Opportunity. Qualified refinanced loans include auto, motorcycle, campers/trailers, and recreational vehicles. Current loans with FCCCU do not qualify for the refinance promotion of $100 cash or up to 90 days no payments. Loans approved under the First Class Acceptance program will not be eligible for 90 days no payments. All loans are subject to approval.

97th Annual Meeting

Thank you to all of the member-owners who joined us for the 97th Annual Meeting of First Class Community Credit Union. If you were unable to attend, we encourage you to take a minute and review the Annual Meeting Brochure.

Annual Meeting Brochure

Thank you to the 2021-2022 Board of Directors for all of their hard work, and also, a special thank you to Patty Tonsi, who stepped down from the Board of Directors after completing six years of service. Please join us in welcoming the 2022-2023 Board of Directors:

Lance Coles
Carol Cowling
Craig Doster
Ruth Downey
James Gearhart
Brad Jacobsen
Larry Moore
Gary Olson
Randy Pelham
Bob Saxton
Marc Swanson

Apply Online

*APR = Annual Percentage Rate. APR is a fixed rate and will not increase during the loan term. All loans are subject to approval. New loans only. The loan offer expires on December 23rd at 12:00 pm CST. Terms of repayment example: $2,000 with a term of 12 months at 7.90% APR would have a monthly payment of $173.88. Federally insured by the NCUA. Equal Housing Opportunity.

Westown Drive-Up OPEN

Our Westown Parkway location drive-up has reopened. However, the lobby remains closed as we continue to work on restoring the building after the storm and water damage. The Euclid Avenue location will remain in full service during normal business hours to assist you.

Euclid Avenue Office

303 Euclid Avenue

Des Moines, IA 50313

Lobby hours:

Monday-Friday: 9:00am-5:00pm

Saturday: Closed

Drive-up hours:

Monday-Friday: 8:30am-5:30pm

Saturday: 8:30am-12:00pm

Westown Parkway Office

2051 Westown Parkway

West Des Moines, IA 50265

Lobby hours:

Lobby remains closed for repairs.

Drive-up hours:

Monday-Friday: 9:00am-5:00pm

Saturday: Closed

Shared Branch Locator

Set Transaction Alerts

Now is the time to set transaction alerts to protect yourself from fraud and avoid unnecessary fees this holiday season. We offer you the tools to set alerts for your checking account, debit card, and credit card.

Checking Account Alerts: Set up email alerts on your checking account for specific dollar amounts when money is withdrawn, a check has cleared, an ATM withdrawal or debit transaction occurs. Log into Online Banking to set up your alerts.

Debit Card Alerts: Real-time debit card text message alerts will be sent straight to your mobile phone. You can then review all transactions and reply to confirm whether or not you recognize the transaction. If fraud is suspected, your card will be blocked from further transactions until we hear from you. Enroll your debit card in fraud text alerts today.

Credit Card Alerts: Log into MyAccountAccess to set up your credit card text or email alerts for credit card transactions such as:

ATM Transactions
Card Not Present
Credit Posted
Debit Posted
Declined Transactions
Gas Station Purchase
International Transactions

Tips to Reduce or Avoid Fees

Be sure to check out all of our tips on reducing or avoiding fees. You can always find our fee schedule under the "Accounts" tab on our website.

Tips

Mint Integration

Now you can use Mint, the free budgeting app, to connect all of your First Class Community Credit Union and other accounts in one digital space, so you get a high-level overview of your financial health. The app also allows you to track spending and savings and set and track budget goals.

Easy Holiday Shopping

Do you wish holiday shopping was easier? Do you have someone on your holiday shopping list who's impossible? Don't worry; we have the perfect gift for anyone on your list! Prepaid Gift Cards!

Only $2 for members and $5 for non-members. Please contact the credit union today to order and arrange drive-thru pick up of your Prepaid Gift Cards.