AN INDEPENDENT RISK MANAGEMENT COMPANY 
Autumn is a season famous for its harvest times,
turning leaves and cooling temperatures.
While spring is a common time for many homeowners to spend some extra attention on upkeep and maintenance, autumn is just as critical a season for preparing your home to withstand the potentially harsh winter weather and temperature conditions that may await you.
By making maintenance part of your annual fall routine you can identify potential problems before they arise, and help prepare your home and property for what Mother Nature has to offer.
Following are some home maintenance tips from our Risk Control professionals to help you prepare for the coming winter:
  • Have your heating system cleaned and inspected annually by a qualified technician.
  • Replace your furnace filter in accordance with manufacturer’s instructions.
  • Insulate water pipes in areas exposed to freezing temperatures.
  • Check gutters for damage and confirm they’re securely attached to the house.
  • Clean gutters and downspouts to keep debris from accumulating. This is especially important during the fall season when leaves may collect in gutters.
  • Check and repair caulking around doors and windows that show signs of deterioration.
  • Have your chimney cleaned and maintained by a professional.
  • Clean the clothes dryer exhaust duct and space under and behind the dryer. Remove lint and dust that may have accumulated inside the dryer in accordance with the manufacturer’s recommendation.


  • Check electrical outlets for loose-fitting plugs or receptacles. Be sure not to overload electrical outlets.
  • Keep a multi-purpose fire extinguisher accessible. Confirm that it is fully charged and ready for operation.
  • Inspect your smoke detectors. Make sure you have a smoke detector in each bedroom or sleeping area and also, a smoke detector in the hallway outside each sleeping area. You should also make sure you have at least one smoke detector on each floor of your home, including your basement. Test them monthly, and change the battery annually or as needed.

The steps you take during the fall can help protect your home and property from more potentially expensive damage and emergency repairs in the colder months to come.
… keep safety in mind when you’re out celebrating this spooky holiday.  
WINNER will be chosen at random to receive a FREE gift from Pocono Farm Stand and Nursery. Contest starts October 1 so start sharing your Decor pics today! Winners will be announced End of October.
Halloween Contest Announcement
October Social Contest
Show us your Halloween Porch and/or Home Decor


Share with @FraileyInsurance
#ThinkFraileyFirst
#FraileyCoverYourHome
October Happenings in the Poconos....
Mazezilla

Pack up the family for a fun fall day at Mazeilla. Enjoy picking pumpkins, wagon rides, barnyard animals, pumpkin launching, mountain slide, hay forts, corn pits, fresh produce stand and much more. This year's maze theme is medieval, so get ready for a ye olde grand time. Call or visit website for details and pricing on paid activities.
  • Date: September 18, 2021 - November 7, 2021
  • Recurring weekly on Sunday, Friday, Saturday
  • Time: Varies by day
  • Price: Free! There are paid activities.
Halloween at Camelback Resort

Take a spooky ride as you race through the woods on PA's only Monster Coaster. Zoom down the mountain with only the light of a headlamp. Watch out for creepy creatures too! Purchase tickets online. Please allow 15 minutes prior to your reservation for check in. 
  • Date: October 1, 2021 - October 31, 2021
  • Recurring weekly on Sunday, Friday, Saturday
  • Time: Friday & Saturday: 6-10pm; Sunday: 6-9pm
  • Price: Call for pricing
The Great Pumpkin Festival at Country Junction!

There's so much to see and do at The Great Pocono Pumpkin Festival, open daily late September through October. Pick pumpkins, play games and enjoy some great food. New this year meet Buttercup, enjoy daily hayrides, free petting farm, free parking, and much more. Free live entertainment on Saturdays. Bring the whole family for some fall fun!
  • Date: September 25, 2021 - October 24, 2021
  • Recurring daily
  • Time: Monday through Saturday: 9am-6pm; Sunday: 9am-5pm
  • Price: Free!
The Waldorf Estate of Fear

The harvest begins October 1st…the soul harvest. The Waldorf hotel is full of high-tech lighting and tricks as well as enthusiastic, highly-energetic, live actors who will have you screaming for your mommy. So check in…we DARE you! Come face to face with your favorite horror movie villains in this outdoor walking trail. Realistic sets will have you thinking you just stepped inside your favorite horror movies. Tickets for all haunts are available online. On-site ticket booth is cash only. Some attractions are weather permitting. This year will look a little different to help protect everyone’s health. Please call or visit website for a list of protocols.
  • Date: October 1, 2021 - October 30, 2021
  • Recurring weekly on Friday, Saturday
  • Time: 7:00 PM to 11:00 PM
  • Price: Varies by activity
Angels for Aging Campaign starts November 1st
#poconoinsurance #thinkfraileyfirst #FraileyCoversYourHome
#FraileyHablamosEspanol #carboncountyinsurance
#lehightoninsurance #jimthorpeinsurance
FRM Group Insurance and Financial Services
1286 N Ninth Street, Stroudsburg , PA 18360
445 Coal Street, Lehighton, PA 18235