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December 2022 eNews

REFINANCE YOUR AUTO LOAN FROM ANOTHER LENDER AND ENJOY

NO Payments for 90 days,

$100 cash, and

rates as low as 4.74% APR!*

Have questions?

Chat with a loan officer.

You'll love CREDIT UNIONING with us!

Apply Online

*Annual Percentage Rate. APR for auto loans is a fixed rate and will not increase during the loan term. All loans subject to approval. Terms of repayment. Example: $10,000 auto loan with a term of 60 months at 4.74% APR would have a monthly payment of $186.80. Federally insured by the NCUA. Equal Housing Opportunity. Qualified refinanced loans include auto, motorcycle, campers/trailers, and recreational vehicles. Current loans with FCCCU do not qualify for the refinance promotion of $100 cash or up to 90 days no payments. Loans approved under the First Class Acceptance program will not be eligible for 90 days no payments. All loans subject to approval.

Apply Online

*APR = Annual Percentage Rate. APR is a fixed rate and will not increase during the loan term. All loans are subject to approval. New loans only. The loan offer expires on December 23rd at 12:00 pm CST. Terms of repayment example: $2,000 with a term of 12 months at 7.90% APR would have a monthly payment of $173.88. Federally insured by the NCUA. Equal Housing Opportunity.

Westown Drive-Up OPEN

Our Westown Parkway location drive-up has reopened. However, the lobby remains closed as we continue to work on restoring the building after the storm and water damage. The Euclid Avenue location will remain in full service during normal business hours to assist you.

Euclid Avenue Office

303 Euclid Avenue

Des Moines, IA 50313

Lobby hours:

Monday-Friday: 9:00am-5:00pm

Saturday: Closed

Drive-up hours:

Monday-Friday: 8:30am-5:30pm

Saturday: 8:30am-12:00pm

Westown Parkway Office

2051 Westown Parkway

West Des Moines, IA 50265

Lobby hours:

Lobby remains closed for repairs.

Drive-up hours:

Monday-Friday: 9:00am-5:00pm

Saturday: Closed

Shared Branch Locator

Set Transaction Alerts

Now is the time to set transaction alerts to protect yourself from fraud and avoid unnecessary fees this holiday season. We offer you the tools to set alerts for your checking account, debit card, and credit card.

Checking Account Alerts: Set up email alerts on your checking account for specific dollar amounts when money is withdrawn, a check has cleared, an ATM withdrawal or debit transaction occurs. Log into Online Banking to set up your alerts.

Debit Card Alerts: Real-time debit card text message alerts will be sent straight to your mobile phone. You can then review all transactions and reply to confirm whether or not you recognize the transaction. If fraud is suspected, your card will be blocked from further transactions until we hear from you. Enroll your debit card in fraud text alerts today.

Credit Card Alerts: Log into MyAccountAccess to set up your credit card text or email alerts for credit card transactions such as:

ATM Transactions
Card Not Present
Credit Posted
Debit Posted
Declined Transactions
Gas Station Purchase
International Transactions

Questions

Holiday Shopping with REWARDS

Use your First Class Community CU Credit Card for all your holiday expenses and earn great rewards along the way! Plus, with the Zero Fraud Liability protection, you won’t be liable for fraudulent purchases when your card is lost or stolen.

Don't have a First Class Community CU Credit Card? Apply online today!

Credit Card

Questions

Easy Holiday Shopping

Do you wish holiday shopping was easier? Do you have someone on your holiday shopping list who's impossible? Don't worry; we have the perfect gift for anyone on your list! Prepaid Gift Cards!

Only $2 for members and $5 for non-members. Please contact the credit union today to order and arrange drive-thru pick up of your Prepaid Gift Cards.

High school and post-high school students enrolling in post-secondary education for the 2023-2024 school year are encouraged to apply for the Iowa Credit Union Foundation Warren A. Morrow Memorial Scholarship on or before Friday, February 3, 2023, at 5:00 PM.

Application, Rules, and Procedures

Text Message Scams

The Internal Revenue Service (IRS) has reported an increase in scammers trying to steal personal and financial information via texting. These text message scams appear to be from your financial institution. Currently, First Class Community Credit Union does not contact members via text message, with the exception of account text alerts that members set up.

We recommend that you DO NOT share your personal or financial

information with anyone via text message unless you are 100% certain of whom

you are texting. If you would like to learn more about how to spot a text

message scam, please read the article below from the Federal Trade Commission.

Spot Text Message Scams